    :root {
      --noir: #080b12;
      --noir-doux: #0c1a14;
      --or: #b8985a;
      --or-clair: #d4bc87;
      --or-pale: #eef5f0;
      --vert: #1a3a2a;
      --vert-clair: #2d5c42;
      --blanc: #fafaf8;
      --gris-clair: #eef5f0;
      --gris: #9a9890;
      --texte: #141820;
      --radius: 14px;
      --radius-sm: 8px;
      --shadow: 0 4px 40px rgba(0,0,0,0.08);
      --shadow-lg: 0 20px 80px rgba(0,0,0,0.12);
      --transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    }

    * { margin: 0; padding: 0; box-sizing: border-box; }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'Jost', sans-serif;
      background: var(--blanc);
      color: var(--texte);
      line-height: 1.6;
      -webkit-font-smoothing: antialiased;
    }

    /* ===== SCROLL ARROW ===== */
    .scroll-arrow {
      display: flex;
      justify-content: center;
      align-items: center;
      padding: 28px 0 8px;
      animation: arrowBob 2.4s ease-in-out infinite;
    }

    .scroll-arrow svg {
      width: 28px;
      height: 28px;
      stroke: var(--or);
      stroke-width: 1.2;
      fill: none;
      opacity: 0.7;
    }

    .scroll-arrow.light svg { stroke: rgba(255,255,255,0.4); }

    @keyframes arrowBob {
      0%, 100% { transform: translateY(0); opacity: 0.7; }
      50%       { transform: translateY(7px); opacity: 1; }
    }

    /* ===== NAVBAR ===== */
    nav {
      position: fixed;
      top: 0; left: 0; right: 0;
      z-index: 1000;
      background: rgba(250, 250, 248, 0.92);
      backdrop-filter: blur(20px);
      -webkit-backdrop-filter: blur(20px);
      border-bottom: 1px solid rgba(201, 169, 110, 0.15);
      transition: var(--transition);
    }

    nav.scrolled {
      box-shadow: 0 2px 30px rgba(0,0,0,0.06);
    }

    .nav-inner {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 32px;
      height: 72px;
      display: flex;
      align-items: center;
      justify-content: space-between;
    }

    .nav-logo {
      display: flex;
      align-items: center;
      gap: 10px;
      text-decoration: none;
      cursor: pointer;
    }

    .logo-mark {
      width: 36px;
      height: 36px;
      background: none;
      border-radius: 0;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      position: relative;
    }
    .logo-mark .ls {
      position: absolute;
      color: #fff;
      font-family: Georgia, serif;
      font-size: 15px;
      font-weight: 300;
      top: 50%;
      left: 50%;
      transform: translate(-50%, -50%);
      pointer-events: none;
      line-height: 1;
      z-index: 1;
    }

    .logo-mark svg { width: 36px; height: 36px; fill: none; }

    .logo-text {
      font-family: 'Playfair Display', serif;
      font-size: 14px;
      font-weight: 500;
      color: var(--texte);
      letter-spacing: 0.08em;
      text-transform: uppercase;
      line-height: 1.3;
      border-left: 1.5px solid #b8985a;
      padding-left: 13px;
      margin-left: 2px;
    }

    .logo-text span { color: var(--or); }

    .nav-links {
      display: flex;
      align-items: center;
      gap: 4px;
      list-style: none;
    }

    .nav-links li a, .nav-links li button {
      display: block;
      padding: 8px 18px;
      border-radius: 50px;
      font-size: 14px;
      font-weight: 500;
      color: var(--texte);
      text-decoration: none;
      border: none;
      background: none;
      cursor: pointer;
      font-family: 'Jost', sans-serif;
      transition: var(--transition);
      position: relative;
    }

    .nav-links li a:hover, .nav-links li button:hover {
      background: var(--gris-clair);
      color: #2d5c42;
    }

    .nav-links li.active a, .nav-links li.active button {
      background: #eef5f0;
      color: #2d5c42;
      font-weight: 600;
    }

    .nav-cta {
      background: linear-gradient(135deg, #1a3a2a, #2d5c42) !important;
      color: var(--blanc) !important;
      padding: 10px 24px !important;
      border-radius: 50px !important;
      font-weight: 500 !important;
      transition: var(--transition) !important;
    }

    .nav-cta:hover {
      background: #2d5c42 !important;
      color: var(--blanc) !important;
    }

    .hamburger {
      display: none;
      flex-direction: column;
      gap: 5px;
      cursor: pointer;
      padding: 8px;
      background: none;
      border: none;
    }

    .hamburger span {
      display: block;
      width: 22px;
      height: 2px;
      background: var(--noir);
      border-radius: 2px;
      transition: var(--transition);
    }

    /* ===== PAGES ===== */
    .page {
      display: none;
      min-height: 100vh;
      padding-top: 72px;
      animation: fadeIn 0.4s ease;
    }

    .page.active { display: block; }

    @keyframes fadeIn {
      from { opacity: 0; transform: translateY(12px); }
      to { opacity: 1; transform: translateY(0); }
    }

    /* ===== HERO ===== */
    .hero {
      position: relative;
      min-height: calc(100vh - 72px);
      background: var(--noir);
      display: flex;
      align-items: center;
      overflow: hidden;
    }

    .hero-bg {
      position: absolute;
      inset: 0;
      background: 
        radial-gradient(ellipse 80% 60% at 60% 40%, rgba(45,92,66,0.18) 0%, transparent 65%),
        radial-gradient(ellipse 40% 40% at 20% 70%, rgba(184,152,90,0.08) 0%, transparent 60%),
        linear-gradient(160deg, #080b12 0%, #0c1a14 50%, #080d10 100%);
    }

    .hero-grid {
      position: absolute;
      inset: 0;
      background-image: 
        linear-gradient(rgba(45,92,66,0.06) 1px, transparent 1px),
        linear-gradient(90deg, rgba(45,92,66,0.06) 1px, transparent 1px);
      background-size: 60px 60px;
    }

    .hero-inner {
      position: relative;
      max-width: 1200px;
      margin: 0 auto;
      padding: 80px 32px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 80px;
      align-items: center;
    }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(45,92,66,0.18);
      border: 1px solid rgba(45,92,66,0.35);
      border-radius: 50px;
      padding: 6px 16px;
      font-size: 12px;
      font-weight: 500;
      color: #a8d4b8;
      letter-spacing: 0.08em;
      text-transform: uppercase;
      margin-bottom: 28px;
    }

    .hero-badge::before {
      content: '';
      width: 6px;
      height: 6px;
      background: var(--or);
      border-radius: 50%;
      animation: pulse 2s infinite;
    }

    @keyframes pulse {
      0%, 100% { opacity: 1; transform: scale(1); }
      50% { opacity: 0.5; transform: scale(0.8); }
    }

    .hero h1 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(44px, 5vw, 72px);
      font-weight: 300;
      color: var(--blanc);
      line-height: 1.1;
      margin-bottom: 24px;
    }

    .hero h1 em {
      font-style: normal;
      color: #2d5c42;
      font-weight: 500;
    }

    .hero-subtitle {
      font-size: 17px;
      color: rgba(255,255,255,0.55);
      line-height: 1.7;
      margin-bottom: 44px;
      font-weight: 300;
    }

    .hero-actions {
      display: flex;
      gap: 14px;
      flex-wrap: wrap;
    }

    .btn-primary {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: linear-gradient(135deg, #1a3a2a, #2d5c42);
      color: white;
      padding: 16px 32px;
      border-radius: 50px;
      font-size: 15px;
      font-weight: 500;
      border: none;
      cursor: pointer;
      text-decoration: none;
      transition: var(--transition);
      font-family: 'Jost', sans-serif;
      box-shadow: 0 8px 32px rgba(26,58,42,0.3);
    }

    .btn-primary:hover {
      transform: translateY(-2px);
      box-shadow: 0 12px 40px rgba(26,58,42,0.4);
    }

    .btn-secondary {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(255,255,255,0.06);
      color: var(--blanc);
      padding: 16px 32px;
      border-radius: 50px;
      font-size: 15px;
      font-weight: 500;
      border: 1px solid rgba(255,255,255,0.12);
      cursor: pointer;
      text-decoration: none;
      transition: var(--transition);
      font-family: 'Jost', sans-serif;
    }

    .btn-secondary:hover {
      background: rgba(255,255,255,0.1);
      border-color: rgba(255,255,255,0.2);
    }

    .hero-stats {
      display: flex;
      gap: 40px;
      margin-top: 60px;
      padding-top: 40px;
      border-top: 1px solid rgba(255,255,255,0.08);
    }

    .stat-item { text-align: left; }

    .stat-number {
      font-family: 'Playfair Display', serif;
      font-size: 36px;
      font-weight: 500;
      color: var(--or);
      line-height: 1;
    }

    .stat-label {
      font-size: 12px;
      color: rgba(255,255,255,0.4);
      margin-top: 4px;
      text-transform: uppercase;
      letter-spacing: 0.08em;
    }

    .hero-card {
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(201,169,110,0.2);
      border-radius: 20px;
      padding: 40px;
      backdrop-filter: blur(10px);
    }

    .hero-card h3 {
      font-family: 'Playfair Display', serif;
      font-size: 26px;
      color: var(--blanc);
      margin-bottom: 8px;
      font-weight: 400;
    }

    .hero-card p {
      font-size: 13px;
      color: rgba(255,255,255,0.45);
      margin-bottom: 28px;
    }

    .quick-form .form-group {
      margin-bottom: 14px;
    }

    .quick-form label {
      display: block;
      font-size: 12px;
      color: rgba(255,255,255,0.5);
      text-transform: uppercase;
      letter-spacing: 0.06em;
      margin-bottom: 6px;
    }

    .quick-form input,
    .quick-form select {
      width: 100%;
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: var(--radius-sm);
      padding: 12px 16px;
      color: var(--blanc);
      font-size: 14px;
      font-family: 'Jost', sans-serif;
      transition: var(--transition);
      -webkit-appearance: none;
    }

    .quick-form select option { background: #1a1a24; color: white; }

    .quick-form input:focus,
    .quick-form select:focus {
      outline: none;
      border-color: var(--or);
      background: rgba(201,169,110,0.06);
    }

    .quick-form input::placeholder { color: rgba(255,255,255,0.3); }

    /* ===== SECTIONS ===== */
    .section {
      padding: 100px 32px;
      max-width: 1200px;
      margin: 0 auto;
    }

    .section-header {
      text-align: center;
      margin-bottom: 64px;
    }

    .section-tag {
      display: inline-block;
      font-size: 11px;
      font-weight: 600;
      color: #2d6648;
      text-transform: uppercase;
      letter-spacing: 0.12em;
      margin-bottom: 14px;
    }

    .section-title {
      font-family: 'Playfair Display', serif;
      font-size: clamp(32px, 4vw, 52px);
      font-weight: 400;
      color: var(--texte);
      line-height: 1.15;
      margin-bottom: 16px;
    }

    .section-subtitle {
      font-size: 16px;
      color: var(--gris);
      max-width: 560px;
      margin: 0 auto;
      line-height: 1.7;
    }

    /* ===== HOW IT WORKS ===== */
    .steps-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 32px;
    }

    .step-card {
      background: var(--blanc);
      border: 1px solid #ece9e2;
      border-radius: var(--radius);
      padding: 40px 32px;
      position: relative;
      transition: var(--transition);
    }

    .step-card:hover {
      border-color: #2d5c42;
      transform: translateY(-4px);
      box-shadow: var(--shadow-lg);
    }

    .step-number {
      font-family: 'Playfair Display', serif;
      font-size: 56px;
      font-weight: 300;
      color: var(--or-pale);
      line-height: 1;
      margin-bottom: 20px;
    }

    .step-icon {
      width: 48px;
      height: 48px;
      background: var(--or-pale);
      border-radius: 12px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 20px;
      font-size: 22px;
    }

    .step-title {
      font-size: 18px;
      font-weight: 600;
      margin-bottom: 10px;
    }

    .step-desc {
      font-size: 14px;
      color: var(--gris);
      line-height: 1.7;
    }

    /* ===== CARDS GRID ===== */
    .cards-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 24px;
    }

    .info-card {
      background: var(--gris-clair);
      border-radius: var(--radius);
      padding: 36px;
      transition: var(--transition);
    }

    .info-card:hover {
      background: #eef5f0;
      transform: translateY(-3px);
    }

    .info-card .icon { font-size: 28px; margin-bottom: 16px; }

    .info-card h3 {
      font-size: 17px;
      font-weight: 600;
      margin-bottom: 10px;
    }

    .info-card p {
      font-size: 14px;
      color: var(--gris);
      line-height: 1.7;
    }

    /* ===== FORMULAIRE ===== */
    .form-container {
      background: var(--blanc);
      border: 1px solid #ece9e2;
      border-radius: 20px;
      padding: 56px;
      box-shadow: var(--shadow);
    }

    .form-title {
      font-family: 'Playfair Display', serif;
      font-size: 32px;
      font-weight: 400;
      margin-bottom: 8px;
    }

    .form-subtitle {
      font-size: 14px;
      color: var(--gris);
      margin-bottom: 40px;
    }

    .form-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 20px;
    }

    .form-grid.full { grid-template-columns: 1fr; }

    .form-section-title {
      font-size: 11px;
      font-weight: 600;
      text-transform: uppercase;
      letter-spacing: 0.1em;
      color: #2d6648;
      margin: 32px 0 20px;
      padding-bottom: 10px;
      border-bottom: 1px solid #c8e6d0;
      grid-column: 1 / -1;
    }

    .field {
      display: flex;
      flex-direction: column;
      gap: 6px;
    }

    .field.span2 { grid-column: 1 / -1; }

    .field label {
      font-size: 12px;
      font-weight: 500;
      color: var(--gris);
      text-transform: uppercase;
      letter-spacing: 0.06em;
    }

    .field input,
    .field select,
    .field textarea {
      background: var(--gris-clair);
      border: 1.5px solid transparent;
      border-radius: var(--radius-sm);
      padding: 13px 16px;
      font-size: 14px;
      font-family: 'Jost', sans-serif;
      color: var(--texte);
      transition: var(--transition);
      -webkit-appearance: none;
    }

    .field textarea { resize: vertical; min-height: 100px; }

    .field input:focus,
    .field select:focus,
    .field textarea:focus {
      outline: none;
      border-color: #2d5c42;
      background: var(--blanc);
      box-shadow: 0 0 0 4px rgba(45,92,66,0.1);
    }

    .field input::placeholder { color: #bbb; }

    .checkbox-group {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
      gap: 10px;
      grid-column: 1 / -1;
    }

    .checkbox-item {
      display: flex;
      align-items: center;
      gap: 10px;
      cursor: pointer;
      padding: 10px 14px;
      border-radius: var(--radius-sm);
      border: 1.5px solid #ece9e2;
      transition: var(--transition);
    }

    .checkbox-item:hover { border-color: #2d5c42; background: #eef5f0; }

    .checkbox-item input[type="checkbox"] {
      width: 16px;
      height: 16px;
      accent-color: #2d5c42;
      flex-shrink: 0;
      padding: 0;
      border: none;
      background: none;
      box-shadow: none;
    }

    .checkbox-item span { font-size: 13px; font-weight: 500; }

    .form-actions {
      grid-column: 1 / -1;
      margin-top: 16px;
      display: flex;
      gap: 14px;
      justify-content: flex-end;
    }

    .btn-submit {
      background: linear-gradient(135deg, #1a3a2a, #2d5c42);
      color: white;
      padding: 16px 40px;
      border-radius: 50px;
      font-size: 15px;
      font-weight: 500;
      border: none;
      cursor: pointer;
      font-family: 'Jost', sans-serif;
      transition: var(--transition);
      box-shadow: 0 8px 24px rgba(26,58,42,0.25);
    }

    .btn-submit:hover {
      transform: translateY(-2px);
      box-shadow: 0 12px 32px rgba(26,58,42,0.35);
    }

    /* ===== PAGE HEADER INTÉRIEURE ===== */
    .page-hero {
      background: linear-gradient(135deg, #080b12 0%, #0c1a14 100%);
      padding: 80px 32px;
      text-align: center;
      position: relative;
      overflow: hidden;
    }

    .page-hero::before {
      content: '';
      position: absolute;
      top: -50%;
      left: 50%;
      transform: translateX(-50%);
      width: 600px;
      height: 600px;
      background: radial-gradient(circle, rgba(201,169,110,0.08) 0%, transparent 70%);
      pointer-events: none;
    }

    .page-hero-tag {
      display: inline-block;
      font-size: 11px;
      font-weight: 600;
      color: #a8d4b8;
      text-transform: uppercase;
      letter-spacing: 0.15em;
      margin-bottom: 16px;
      background: rgba(45,92,66,0.15);
      padding: 5px 14px;
      border-radius: 50px;
      border: 1px solid rgba(45,92,66,0.3);
    }

    .page-hero h1 {
      font-family: 'Playfair Display', serif;
      font-size: clamp(38px, 5vw, 60px);
      font-weight: 300;
      color: var(--blanc);
      margin-bottom: 16px;
    }

    .page-hero p {
      font-size: 16px;
      color: rgba(255,255,255,0.5);
      max-width: 540px;
      margin: 0 auto;
      line-height: 1.7;
    }

    /* ===== CARTE ===== */
    .map-section {
      padding: 80px 32px;
      background: var(--gris-clair);
    }

    .map-container {
      max-width: 1200px;
      margin: 0 auto;
    }

    .map-controls {
      display: flex;
      gap: 14px;
      margin-bottom: 24px;
      flex-wrap: wrap;
      align-items: flex-end;
    }

    .map-control-group {
      flex: 1;
      min-width: 160px;
    }

    .map-control-group label {
      display: block;
      font-size: 11px;
      font-weight: 600;
      text-transform: uppercase;
      letter-spacing: 0.08em;
      color: var(--gris);
      margin-bottom: 8px;
    }

    .map-control-group input,
    .map-control-group select {
      width: 100%;
      background: var(--blanc);
      border: 1.5px solid #ece9e2;
      border-radius: var(--radius-sm);
      padding: 11px 14px;
      font-size: 14px;
      font-family: 'Jost', sans-serif;
      color: var(--texte);
      transition: var(--transition);
      -webkit-appearance: none;
    }

    .map-control-group input:focus,
    .map-control-group select:focus {
      outline: none;
      border-color: var(--or);
    }

    .map-wrapper {
      border-radius: var(--radius);
      overflow: hidden;
      box-shadow: var(--shadow-lg);
    }

    #map { height: 500px; width: 100%; }

    /* ===== AGENCES TABLE ===== */
    .table-wrapper {
      background: var(--blanc);
      border-radius: var(--radius);
      border: 1px solid #ece9e2;
      overflow: hidden;
      box-shadow: var(--shadow);
    }

    table { width: 100%; border-collapse: collapse; }

    thead tr {
      background: var(--noir);
    }

    thead th {
      padding: 16px 20px;
      text-align: left;
      font-size: 11px;
      font-weight: 600;
      color: var(--or-clair);
      text-transform: uppercase;
      letter-spacing: 0.08em;
    }

    tbody tr {
      border-bottom: 1px solid #f0ede6;
      transition: var(--transition);
    }

    tbody tr:hover { background: var(--gris-clair); }

    tbody td {
      padding: 16px 20px;
      font-size: 14px;
      color: var(--texte);
    }

    .badge {
      display: inline-block;
      padding: 4px 12px;
      border-radius: 50px;
      font-size: 11px;
      font-weight: 600;
    }

    .badge-green { background: #e6f4ea; color: #2d7a3a; }
    .badge-blue { background: #e8f0fe; color: #1a56c4; }
    .badge-gold { background: var(--or-pale); color: #8a6520; }

    /* ===== TABS ===== */
    .tabs {
      display: flex;
      gap: 4px;
      background: var(--gris-clair);
      border-radius: 50px;
      padding: 4px;
      width: fit-content;
      margin: 0 auto 48px;
    }

    .tab-btn {
      padding: 10px 24px;
      border-radius: 50px;
      font-size: 13px;
      font-weight: 500;
      border: none;
      cursor: pointer;
      font-family: 'Jost', sans-serif;
      background: transparent;
      color: var(--gris);
      transition: var(--transition);
    }

    .tab-btn.active {
      background: var(--blanc);
      color: #1a3a2a;
      font-weight: 600;
      box-shadow: 0 2px 12px rgba(0,0,0,0.08);
    }

    .tab-content { display: none; }
    .tab-content.active { display: block; }

    /* ===== FOOTER ===== */
    footer {
      background: var(--noir);
      padding: 80px 32px 40px;
    }

    .footer-inner {
      max-width: 1200px;
      margin: 0 auto;
    }

    .footer-top {
      display: grid;
      grid-template-columns: 2fr 1fr 1fr 1fr;
      gap: 60px;
      margin-bottom: 60px;
    }

    .footer-brand p {
      font-size: 14px;
      color: rgba(255,255,255,0.4);
      margin-top: 16px;
      line-height: 1.7;
      max-width: 280px;
    }

    .footer-col h4 {
      font-size: 12px;
      font-weight: 600;
      color: #a8d4b8;
      text-transform: uppercase;
      letter-spacing: 0.1em;
      margin-bottom: 20px;
    }

    .footer-col a {
      display: block;
      font-size: 14px;
      color: rgba(255,255,255,0.45);
      text-decoration: none;
      margin-bottom: 10px;
      cursor: pointer;
      transition: var(--transition);
    }

    .footer-col a:hover { color: #a8d4b8; }

    .footer-bottom {
      border-top: 1px solid rgba(45,92,66,0.2);
      padding-top: 32px;
      display: flex;
      justify-content: space-between;
      align-items: center;
    }

    .footer-bottom p {
      font-size: 13px;
      color: rgba(255,255,255,0.25);
    }

    /* ===== SUCCESS MESSAGE ===== */
    .success-msg {
      display: none;
      background: linear-gradient(135deg, #e6f4ea, #f0faf2);
      border: 1px solid #c3e6cb;
      border-radius: var(--radius);
      padding: 24px 32px;
      margin-top: 24px;
      text-align: center;
    }

    .success-msg.show { display: block; }
    .success-msg h3 { color: #2d7a3a; margin-bottom: 6px; }
    .success-msg p { color: #5a9a66; font-size: 14px; }

    /* ===== FEATURE LIST ===== */
    .feature-list {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 16px;
    }

    .feature-item {
      display: flex;
      align-items: flex-start;
      gap: 14px;
      padding: 20px;
      border-radius: var(--radius-sm);
      border: 1px solid #ece9e2;
      background: var(--blanc);
      transition: var(--transition);
    }

    .feature-item:hover { border-color: #2d5c42; background: #eef5f0; }

    .feature-icon {
      width: 36px;
      height: 36px;
      background: var(--or-pale);
      border-radius: 8px;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      font-size: 16px;
    }

    .feature-item h4 { font-size: 14px; font-weight: 600; margin-bottom: 3px; }
    .feature-item p { font-size: 13px; color: var(--gris); line-height: 1.5; }

    /* ===== MOBILE ===== */
    @media (max-width: 900px) {
      .hero-inner { grid-template-columns: 1fr; gap: 48px; }
      .hero-card { display: none; }
      .steps-grid { grid-template-columns: 1fr; }
      .form-grid { grid-template-columns: 1fr; }
      .footer-top { grid-template-columns: 1fr 1fr; gap: 40px; }
      .feature-list { grid-template-columns: 1fr; }
      #page-simulateur .section > div:first-child { grid-template-columns: 1fr !important; }
      #page-simulateur [style*="position:sticky"] { position:static !important; }
    }

    @media (max-width: 640px) {
      .nav-links { display: none; }
      .hamburger { display: flex; }
      .form-container { padding: 32px 24px; }
      .section { padding: 60px 20px; }
      .footer-top { grid-template-columns: 1fr; }
      .hero-stats { gap: 24px; }
      .hero-inner { padding: 60px 24px; }
      .page-hero { padding: 60px 24px; }
    }

    /* Mobile menu */
    .mobile-menu {
      display: none;
      position: fixed;
      inset: 0;
      background: var(--blanc);
      z-index: 999;
      padding: 100px 32px 40px;
      flex-direction: column;
      gap: 8px;
    }

    .mobile-menu.open { display: flex; }

    .mobile-menu a, .mobile-menu button {
      font-size: 22px;
      font-family: 'Playfair Display', serif;
      font-weight: 400;
      color: var(--texte);
      text-decoration: none;
      background: none;
      border: none;
      cursor: pointer;
      padding: 14px 0;
      border-bottom: 1px solid #ece9e2;
      text-align: left;
      transition: var(--transition);
    }

    .mobile-menu a:hover, .mobile-menu button:hover { color: #2d5c42; }

    .mobile-close {
      position: absolute;
      top: 24px;
      right: 24px;
      background: none;
      border: none;
      font-size: 24px;
      cursor: pointer;
      color: var(--texte);
    }

    /* ===== DIVIDER ===== */
    .divider {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 32px;
      border: none;
      border-top: 1px solid #ece9e2;
    }

    /* ===== AUTH MODAL ===== */
    .auth-modal {
      display: none;
      position: fixed;
      inset: 0;
      z-index: 3000;
      background: rgba(8,11,18,0.75);
      backdrop-filter: blur(10px);
      align-items: center;
      justify-content: center;
      padding: 20px;
    }

    .auth-box {
      background: var(--blanc);
      border-radius: 24px;
      max-width: 460px;
      width: 100%;
      box-shadow: 0 40px 100px rgba(0,0,0,0.3);
      overflow: hidden;
      animation: fadeIn 0.3s ease;
    }

    .auth-header {
      background: linear-gradient(135deg, var(--noir) 0%, #0c1a14 100%);
      padding: 36px 40px 28px;
      position: relative;
    }

    .auth-header-tag {
      font-size: 10px;
      font-weight: 600;
      color: var(--or);
      text-transform: uppercase;
      letter-spacing: .15em;
      margin-bottom: 10px;
    }

    .auth-header h2 {
      font-family: 'Playfair Display', serif;
      font-size: 28px;
      font-weight: 300;
      color: var(--blanc);
      margin: 0;
    }

    .auth-header p {
      font-size: 13px;
      color: rgba(255,255,255,0.45);
      margin-top: 6px;
    }

    .auth-close {
      position: absolute;
      top: 16px;
      right: 18px;
      background: rgba(255,255,255,0.1);
      border: none;
      color: white;
      width: 32px;
      height: 32px;
      border-radius: 50%;
      font-size: 16px;
      cursor: pointer;
      transition: var(--transition);
    }
    .auth-close:hover { background: rgba(255,255,255,0.2); }

    .auth-body {
      padding: 32px 40px 36px;
    }

    .auth-field {
      margin-bottom: 16px;
    }

    .auth-field label {
      display: block;
      font-size: 11px;
      font-weight: 600;
      text-transform: uppercase;
      letter-spacing: .06em;
      color: var(--gris);
      margin-bottom: 6px;
    }

    .auth-field input {
      width: 100%;
      background: var(--gris-clair);
      border: 1.5px solid transparent;
      border-radius: var(--radius-sm);
      padding: 12px 14px;
      font-size: 14px;
      font-family: 'Jost', sans-serif;
      color: var(--texte);
      transition: var(--transition);
    }

    .auth-field input:focus {
      outline: none;
      border-color: var(--vert-clair);
      background: var(--blanc);
      box-shadow: 0 0 0 4px rgba(45,92,66,0.1);
    }

    .auth-field-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .auth-error {
      display: none;
      font-size: 13px;
      color: #c0392b;
      background: #fdf0ee;
      border: 1px solid #f5c6c0;
      border-radius: var(--radius-sm);
      padding: 10px 14px;
      margin-bottom: 16px;
    }

    .auth-btn {
      width: 100%;
      background: linear-gradient(135deg, var(--vert), var(--vert-clair));
      color: white;
      padding: 15px;
      border-radius: 50px;
      font-size: 15px;
      font-weight: 600;
      border: none;
      cursor: pointer;
      font-family: 'Jost', sans-serif;
      transition: var(--transition);
      box-shadow: 0 8px 24px rgba(26,58,42,0.25);
      margin-top: 4px;
    }

    .auth-btn:hover { transform: translateY(-2px); box-shadow: 0 12px 32px rgba(26,58,42,0.35); }
    .auth-btn:disabled { opacity: .6; transform: none; cursor: wait; }

    .auth-switch {
      text-align: center;
      font-size: 13px;
      color: var(--gris);
      margin-top: 18px;
    }

    .auth-switch button, .auth-link {
      background: none;
      border: none;
      color: var(--vert-clair);
      font-weight: 600;
      cursor: pointer;
      font-size: 13px;
      font-family: 'Jost', sans-serif;
      text-decoration: underline;
    }

    /* ===== NAV BADGE (messages non lus) ===== */
    .nav-badge {
      display: none;
      background: #c0392b;
      color: white;
      font-size: 10px;
      font-weight: 700;
      width: 16px;
      height: 16px;
      border-radius: 50%;
      align-items: center;
      justify-content: center;
      margin-left: 4px;
      vertical-align: middle;
    }

    /* ===== DASHBOARD CLIENT ===== */
    .dash-loading {
      display: flex;
      align-items: center;
      justify-content: center;
      min-height: 300px;
      gap: 12px;
      color: var(--gris);
      font-size: 15px;
    }

    .dash-spinner {
      width: 24px;
      height: 24px;
      border: 2px solid #ece9e2;
      border-top-color: var(--or);
      border-radius: 50%;
      animation: spin 0.8s linear infinite;
    }

    @keyframes spin { to { transform: rotate(360deg); } }

    .dash-header {
      background: linear-gradient(135deg, var(--noir) 0%, #0c1a14 100%);
      padding: 56px 32px 40px;
      position: relative;
      overflow: hidden;
    }

    .dash-header::before {
      content: '';
      position: absolute;
      top: -40%;
      right: -10%;
      width: 500px;
      height: 500px;
      background: radial-gradient(circle, rgba(184,152,90,0.07) 0%, transparent 70%);
      pointer-events: none;
    }

    .dash-header-inner {
      max-width: 1200px;
      margin: 0 auto;
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 24px;
    }

    .dash-welcome {
      font-family: 'Playfair Display', serif;
      font-size: clamp(28px, 4vw, 44px);
      font-weight: 300;
      color: var(--blanc);
      margin-bottom: 6px;
    }

    .dash-welcome em { font-style: normal; color: var(--or); }

    .dash-meta {
      font-size: 13px;
      color: rgba(255,255,255,0.4);
    }

    .dash-avatar {
      width: 56px;
      height: 56px;
      background: linear-gradient(135deg, var(--or), var(--or-clair));
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Playfair Display', serif;
      font-size: 22px;
      color: var(--blanc);
      font-weight: 500;
      flex-shrink: 0;
    }

    .dash-stats-bar {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 32px;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 1px;
      background: #ece9e2;
      border: 1px solid #ece9e2;
      border-radius: var(--radius);
      overflow: hidden;
      transform: translateY(-1px);
      box-shadow: var(--shadow);
    }

    .dash-stat {
      background: var(--blanc);
      padding: 20px 24px;
      text-align: center;
    }

    .dash-stat-val {
      font-family: 'Playfair Display', serif;
      font-size: 28px;
      font-weight: 500;
      color: var(--texte);
      line-height: 1;
    }

    .dash-stat-lbl {
      font-size: 11px;
      color: var(--gris);
      text-transform: uppercase;
      letter-spacing: .08em;
      margin-top: 4px;
    }

    .dash-body {
      max-width: 1200px;
      margin: 40px auto;
      padding: 0 32px;
    }

    .dash-tabs {
      display: flex;
      gap: 4px;
      background: var(--gris-clair);
      border-radius: 50px;
      padding: 4px;
      width: fit-content;
      margin-bottom: 36px;
    }

    .dash-tab-btn {
      padding: 10px 22px;
      border-radius: 50px;
      font-size: 13px;
      font-weight: 500;
      border: none;
      cursor: pointer;
      font-family: 'Jost', sans-serif;
      background: transparent;
      color: var(--gris);
      transition: var(--transition);
      display: flex;
      align-items: center;
      gap: 6px;
    }

    .dash-tab-btn.active {
      background: var(--blanc);
      color: var(--vert);
      font-weight: 600;
      box-shadow: 0 2px 12px rgba(0,0,0,0.08);
    }

    .dash-panel { display: none; }
    .dash-panel.active { display: block; }

    /* Dossier */
    .dos-progress-bar-wrap {
      background: #ece9e2;
      border-radius: 50px;
      height: 6px;
      margin: 8px 0 4px;
      overflow: hidden;
    }

    .dos-progress-bar {
      height: 100%;
      background: linear-gradient(90deg, var(--vert), var(--vert-clair));
      border-radius: 50px;
      transition: width .5s ease;
      width: 0%;
    }

    /* Simulations */
    .simu-card {
      background: var(--blanc);
      border: 1px solid #ece9e2;
      border-radius: var(--radius);
      padding: 24px;
      margin-bottom: 16px;
      transition: var(--transition);
    }

    .simu-card:hover { border-color: var(--or); box-shadow: var(--shadow); }

    .simu-card-header {
      display: flex;
      justify-content: space-between;
      align-items: flex-start;
      margin-bottom: 16px;
    }

    .simu-card-title { font-size: 16px; font-weight: 600; }
    .simu-card-meta  { font-size: 12px; color: var(--gris); margin-top: 3px; }

    .simu-card-delete {
      background: none;
      border: none;
      color: var(--gris);
      cursor: pointer;
      font-size: 14px;
      padding: 4px 8px;
      border-radius: 6px;
      transition: var(--transition);
    }
    .simu-card-delete:hover { background: #fdf0ee; color: #c0392b; }

    .simu-card-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 16px;
    }

    .simu-kv span { display: block; font-size: 11px; color: var(--gris); text-transform: uppercase; letter-spacing: .06em; }
    .simu-kv strong { font-size: 15px; font-weight: 600; }

    /* Attestations */
    .attest-card {
      display: flex;
      align-items: center;
      gap: 16px;
      background: var(--blanc);
      border: 1px solid #ece9e2;
      border-radius: var(--radius);
      padding: 20px 24px;
      margin-bottom: 12px;
      transition: var(--transition);
    }
    .attest-card:hover { border-color: var(--or); }

    .attest-icon { font-size: 28px; flex-shrink: 0; }
    .attest-info { flex: 1; }
    .attest-title { font-size: 15px; font-weight: 600; }
    .attest-meta  { font-size: 12px; color: var(--gris); margin-top: 2px; }
    .attest-status { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: .06em; }

    .btn-attest-dl {
      padding: 8px 18px;
      border-radius: 50px;
      background: linear-gradient(135deg, var(--vert), var(--vert-clair));
      color: white;
      font-size: 12px;
      font-weight: 600;
      text-decoration: none;
      border: none;
      cursor: pointer;
      font-family: 'Jost', sans-serif;
      white-space: nowrap;
    }
    .btn-attest-dl.disabled { background: #ece9e2; color: var(--gris); cursor: default; }

    /* Messagerie */
    .msg-item {
      display: flex;
      gap: 14px;
      padding: 18px 20px;
      border-bottom: 1px solid #f0ede6;
      cursor: pointer;
      transition: var(--transition);
    }
    .msg-item:hover { background: var(--gris-clair); }
    .msg-unread { background: #f5fff8; }

    .msg-avatar {
      width: 40px;
      height: 40px;
      background: linear-gradient(135deg, var(--vert), var(--vert-clair));
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      color: white;
      font-weight: 600;
      font-size: 15px;
      flex-shrink: 0;
    }

    .msg-body { flex: 1; }
    .msg-from { font-size: 14px; font-weight: 600; display: flex; align-items: center; gap: 6px; }
    .msg-content { font-size: 13px; color: var(--gris); margin-top: 3px; line-height: 1.5; }
    .msg-date { font-size: 11px; color: #bbb; margin-top: 4px; }

    .msg-dot {
      width: 8px; height: 8px;
      background: var(--vert-clair);
      border-radius: 50%;
      display: inline-block;
    }

    /* Notification dashboard */
    .dash-notif {
      display: none;
      position: fixed;
      bottom: 28px;
      left: 50%;
      transform: translateX(-50%);
      padding: 12px 24px;
      border-radius: 50px;
      font-size: 14px;
      font-weight: 500;
      z-index: 4000;
      box-shadow: 0 8px 32px rgba(0,0,0,0.15);
      animation: slideUp 0.3s ease;
    }
    .dash-notif-success { background: #1a3a2a; color: white; }
    .dash-notif-error   { background: #c0392b; color: white; }
    .dash-notif-info    { background: var(--texte); color: white; }

    @keyframes slideUp {
      from { opacity: 0; transform: translateX(-50%) translateY(16px); }
      to   { opacity: 1; transform: translateX(-50%) translateY(0); }
    }

    .dash-empty {
      color: var(--gris);
      font-size: 14px;
      line-height: 1.7;
      padding: 40px;
      text-align: center;
      background: var(--gris-clair);
      border-radius: var(--radius);
    }

    .dash-section-header {
      display: flex;
      justify-content: space-between;
      align-items: center;
      margin-bottom: 24px;
      flex-wrap: wrap;
      gap: 12px;
    }

    .dash-section-title {
      font-family: 'Playfair Display', serif;
      font-size: 24px;
      font-weight: 400;
    }

    .btn-link {
      background: none;
      border: none;
      color: var(--vert-clair);
      font-weight: 600;
      cursor: pointer;
      font-size: 13px;
      font-family: 'Jost', sans-serif;
      text-decoration: underline;
    }

    @media (max-width: 768px) {
      .dash-stats-bar { grid-template-columns: 1fr 1fr; }
      .simu-card-grid { grid-template-columns: 1fr 1fr; }
      .dash-tabs { flex-wrap: wrap; border-radius: var(--radius); }
      .auth-field-row { grid-template-columns: 1fr; }
      .auth-body { padding: 24px; }
      .auth-header { padding: 28px 24px; }
    }

    @media (max-width: 480px) {
      .dash-stats-bar { grid-template-columns: 1fr; }
      .simu-card-grid { grid-template-columns: 1fr; }
    }

/* ─── Stepper public (page Clients) ──────────────────────────────────────── */
.public-stepper {
  position: relative;
  margin-bottom: 36px;
}
.ps-progress-track {
  position: absolute;
  top: 20px;
  left: 15%;
  right: 15%;
  height: 3px;
  background: #e8e4dd;
  border-radius: 50px;
  z-index: 0;
}
.ps-progress-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, #2d5c42, #b8985a);
  border-radius: 50px;
  transition: width 0.6s ease;
}
.ps-steps {
  display: flex;
  justify-content: space-between;
  position: relative;
  z-index: 1;
}
.ps-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  flex: 1;
  transition: var(--transition);
}
.ps-circle {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #e8e4dd;
  color: #9a9890;
  font-size: 15px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  border: 2px solid transparent;
}
.ps-label {
  font-size: 12px;
  font-weight: 500;
  color: #9a9890;
  text-align: center;
  transition: var(--transition);
}
.ps-step.ps-active .ps-circle {
  background: #fff;
  border-color: #2d5c42;
  color: #2d5c42;
}
.ps-step.ps-active .ps-label { color: #2d5c42; font-weight: 600; }
.ps-step.ps-done .ps-circle {
  background: #2d5c42;
  color: white;
}
.ps-step.ps-done .ps-circle::before { content: '✓'; font-size: 16px; }
.ps-step.ps-done .ps-circle { font-size: 0; }
.ps-step.ps-done .ps-label { color: #2d5c42; }

/* ─── Widget capacité temps réel ──────────────────────────────────────────── */
.capacite-rt-box {
  background: linear-gradient(135deg, #f0faf4, #faf9f6);
  border: 1.5px solid #c3e6cb;
  border-radius: var(--radius);
  padding: 24px 28px;
  animation: fadeInUp 0.4s ease;
}
.crt-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 18px;
}
.crt-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: #2d6648;
}
.crt-badge {
  font-size: 12px;
  font-weight: 600;
  padding: 4px 12px;
  background: rgba(255,255,255,0.7);
  border-radius: 50px;
  border: 1px solid currentColor;
}
.crt-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 24px;
  margin-bottom: 14px;
}
.crt-kv span {
  font-size: 11px;
  color: #6a8a72;
  display: block;
  margin-bottom: 2px;
}
.crt-kv strong {
  font-family: 'Playfair Display', serif;
  font-size: 18px;
  color: #1a3a2a;
  font-weight: 500;
}
.crt-note {
  font-size: 11px;
  color: #8aaa92;
  margin: 0;
}

/* ─── Checklist Prochaines étapes (dashboard) ─────────────────────────────── */
.dash-nextsteps {
  background: #fff;
  border: 1px solid #e8e4dd;
  border-radius: var(--radius);
  padding: 24px 28px;
  margin-bottom: 8px;
}
.dns-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: #2d6648;
  margin-bottom: 18px;
}
.dns-list { display: flex; flex-direction: column; gap: 12px; }
.dns-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 16px;
  background: #fafaf8;
  border-radius: 10px;
  border: 1px solid #ece9e2;
  transition: var(--transition);
}
.dns-item.dns-done {
  background: #f0faf4;
  border-color: #c3e6cb;
}
.dns-dot {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid #d4d0c8;
  flex-shrink: 0;
  margin-top: 2px;
  transition: var(--transition);
}
.dns-item.dns-done .dns-dot {
  background: #2d5c42;
  border-color: #2d5c42;
}
.dns-item.dns-done .dns-dot::after {
  content: '✓';
  display: block;
  color: white;
  font-size: 11px;
  text-align: center;
  line-height: 16px;
}
.dns-text { flex: 1; }
.dns-text strong { font-size: 13px; color: var(--texte); display: block; margin-bottom: 2px; }
.dns-text span   { font-size: 12px; color: var(--gris); }
.dns-item.dns-done .dns-text strong { color: #2d7a3a; text-decoration: line-through; opacity: .6; }
.dns-action { flex-shrink: 0; }

@media (max-width: 768px) {
  .ps-progress-track { top: 18px; left: 10%; right: 10%; }
  .crt-grid { grid-template-columns: 1fr 1fr; }
  .dns-item { flex-wrap: wrap; }
}
@media (max-width: 480px) {
  .ps-steps { gap: 4px; }
  .ps-circle { width: 32px; height: 32px; font-size: 13px; }
  .ps-label { font-size: 10px; }
  .crt-grid { grid-template-columns: 1fr; }
}

/* ─── Agences — filtres ──────────────────────────────────────────────────── */
.ag-filters {
  background: #fff;
  border-radius: var(--radius);
  padding: 20px 24px;
  border: 1px solid #e8e4dd;
  margin-bottom: 28px;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr auto;
  gap: 16px;
  align-items: flex-end;
}
.ag-filter-field label {
  display: block;
  font-size: 11px;
  font-weight: 600;
  color: #2d6648;
  text-transform: uppercase;
  letter-spacing: .1em;
  margin-bottom: 8px;
}
.ag-filter-field select {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid #e0ddd6;
  border-radius: var(--radius-sm);
  font-family: 'Jost', sans-serif;
  font-size: 13px;
  background: #fafaf8;
  cursor: pointer;
}
.ag-filter-actions {
  display: flex;
  align-items: flex-end;
  gap: 10px;
  font-size: 12px;
  color: var(--gris);
  padding-bottom: 2px;
  white-space: nowrap;
}
.ag-nb { font-weight: 700; color: #2d5c42; font-size: 16px; }
.btn-reset {
  padding: 11px 16px;
  border-radius: var(--radius-sm);
  border: 1.5px solid #e0ddd6;
  background: transparent;
  font-family: 'Jost', sans-serif;
  font-size: 12px;
  color: var(--gris);
  cursor: pointer;
  transition: var(--transition);
}
.btn-reset:hover { border-color: #2d5c42; color: #2d5c42; }

/* ─── Agences — cartes dossiers ──────────────────────────────────────────── */
.ag2-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 20px;
  margin-bottom: 40px;
}
.ag2-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 24px;
  border: 1.5px solid #e8e4dd;
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}
.ag2-card:hover { transform: translateY(-3px); box-shadow: 0 12px 40px rgba(0,0,0,.08); }
.ag2-card-prestige { border-color: #d4bc87; }
.ag2-card-va { border-color: #b8985a; background: linear-gradient(135deg, #fffdf8, #fff); }

.ag2-card-bar { position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, #2d5c42, #b8985a); }
.ag2-bar-or   { background: linear-gradient(90deg, #b8985a, #2d5c42, #b8985a); }
.ag2-bar-va   { background: linear-gradient(90deg, #b8985a, #d4bc87, #b8985a); }

.ag2-card-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 16px;
}
.ag2-nom  { font-family: 'Playfair Display', serif; font-size: 16px; font-weight: 500; }
.ag2-meta { font-size: 11px; color: var(--gris); margin-top: 3px; }

.ag2-badge {
  font-size: 10px;
  font-weight: 600;
  padding: 3px 9px;
  border-radius: 50px;
  white-space: nowrap;
}
.ag2-badge-atteste { background: #eef5f0; color: #2d6648; }
.ag2-badge-urgent  { background: #fff0e8; color: #c05000; }
.ag2-badge-encours { background: #f0e8d4; color: #7a5a20; }
.ag2-badge-primo   { background: #eef5f0; color: #2d5c42; border: 1px solid #c3e6cb; }
.ag2-badge-invest  { background: #f0e8d4; color: #7a5a20; border: 1px solid #d4bc87; }
.ag2-badge-va      { background: linear-gradient(135deg, #b8985a, #d4bc87); color: white; }

.ag2-kv-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 12px;
}
.ag2-kv {
  background: #f8f7f4;
  border-radius: 8px;
  padding: 9px 10px;
}
.ag2-kv span  { font-size: 9px; color: var(--gris); text-transform: uppercase; letter-spacing: .08em; display: block; margin-bottom: 2px; }
.ag2-kv strong { font-size: 13px; font-weight: 500; color: var(--texte); }

.ag2-prestations {
  font-size: 11px;
  color: var(--gris);
  border-top: 1px solid #f0ede6;
  padding-top: 10px;
  margin-bottom: 10px;
}
.ag2-va-info {
  font-size: 12px;
  background: linear-gradient(135deg, #fdf7ee, #fff9f0);
  border: 1px solid #e8d4a0;
  border-radius: 8px;
  padding: 10px 12px;
  margin-bottom: 12px;
  color: #7a5a20;
}
.ag2-va-info span { font-weight: 600; }

.ag2-card-footer { margin-top: 4px; }
.btn-proposer {
  width: 100%;
  padding: 11px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: white;
  border: none;
  font-family: 'Jost', sans-serif;
  font-size: 12px;
  font-weight: 500;
  cursor: pointer;
  transition: var(--transition);
}
.btn-proposer:hover { background: linear-gradient(135deg, #2d5c42, #3a8060); }
.btn-proposer-va {
  background: linear-gradient(135deg, #7a5a20, #b8985a);
}
.btn-proposer-va:hover { background: linear-gradient(135deg, #b8985a, #d4bc87); }

/* ─── Agences — tarifs 4 colonnes ───────────────────────────────────────── */
.ag-pricing-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 32px;
}
.ag-pricing-card {
  background: var(--gris-clair);
  border-radius: var(--radius);
  padding: 24px 20px;
  text-align: center;
  border: 1px solid #ece9e2;
  position: relative;
}
.apc-popular {
  background: linear-gradient(135deg, #eef5f0, #f5fff8);
  border: 2px solid #2d5c42;
}
.apc-premium { border: 1.5px solid #d4bc87; background: #fffdf8; }
.apc-annual  { background: linear-gradient(135deg, #1a3a2a, #0c1a14); border: none; }

.apc-ribbon {
  position: absolute;
  top: -11px;
  left: 50%;
  transform: translateX(-50%);
  background: #2d5c42;
  color: white;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  padding: 3px 14px;
  border-radius: 50px;
  white-space: nowrap;
}
.apc-ribbon-gold { background: linear-gradient(135deg, #b8985a, #d4bc87); color: #1a2a1a; }

.apc-label  { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: .1em; color: var(--gris); margin-bottom: 10px; }
.apc-price  { font-family: 'Playfair Display', serif; font-size: 32px; font-weight: 500; color: var(--texte); line-height: 1; margin-bottom: 4px; }
.apc-period { font-size: 11px; color: var(--gris); margin-bottom: 16px; }
.apc-features {
  list-style: none;
  padding: 0;
  margin: 0;
  text-align: left;
  font-size: 12px;
  color: var(--texte);
  line-height: 1.8;
}
.apc-features-dark { color: rgba(255,255,255,.6); }
.apc-no { color: #aaa; text-decoration: line-through; }

/* ─── Portefeuille biens ─────────────────────────────────────────────────── */
.ag-bien-form {
  background: #fafaf8;
  border: 1.5px solid #e8e4dd;
  border-radius: var(--radius);
  padding: 28px;
  margin-bottom: 8px;
}
.bien-match-preview {
  background: linear-gradient(135deg, #eef5f0, #f5fff8);
  border: 1px solid #c3e6cb;
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  margin-top: 20px;
}
.bmp-title-row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 4px; }
.bmp-title  { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: #2d6648; }
.bmp-header { font-size: 11px; font-weight: 700; color: #fff; background: #2d5c42; border-radius: 20px; padding: 3px 10px; }
.bmp-subtitle { font-size: 11px; color: #7a9a86; margin-bottom: 14px; }
.bmp-list  { display: flex; flex-direction: column; gap: 10px; }
.bmp-empty { font-size: 12px; color: var(--gris); font-style: italic; text-align: center; padding: 12px 0; }
.bmp-row   { display: flex; justify-content: space-between; align-items: center; padding: 12px 14px; background: #fff; border: 1px solid #ddeee5; border-radius: 10px; gap: 12px; }
.bmp-row-left { flex: 1; }
.bmp-nom   { font-size: 13px; font-weight: 600; color: #1a2a1e; }
.bmp-criteres { font-size: 11px; color: #7a9a86; margin-top: 2px; }
.bmp-row-right { display: flex; flex-direction: column; align-items: flex-end; gap: 4px; min-width: 80px; }
.bmp-score { font-weight: 800; font-size: 18px; line-height: 1; }
.bmp-bar-wrap { width: 72px; height: 5px; background: #e8ede9; border-radius: 50px; overflow: hidden; }
.bmp-bar   { height: 100%; border-radius: 50px; transition: width .4s ease; }
.bmp-badge-solvable { font-size: 10px; font-weight: 700; color: #1e6636; background: #e6f4eb; border-radius: 20px; padding: 2px 8px; letter-spacing: .04em; }

.ag-biens-empty { text-align: center; padding: 32px; color: var(--gris); background: #f8f7f4; border-radius: var(--radius); font-size: 13px; }
.ag-bien-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 16px;
  background: #fff;
  border: 1px solid #e8e4dd;
  border-radius: 10px;
  margin-bottom: 10px;
  font-size: 13px;
}
.ag-bien-item strong { display: block; font-weight: 500; margin-bottom: 2px; }
.ag-bien-item span   { font-size: 11px; color: var(--gris); }

/* ─── Modal Matching ─────────────────────────────────────────────────────── */
.matching-modal {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(8,11,18,.7);
  z-index: 1000;
  align-items: center;
  justify-content: center;
  padding: 20px;
  backdrop-filter: blur(4px);
}
.matching-box {
  background: #fff;
  border-radius: var(--radius);
  width: 100%;
  max-width: 820px;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: 0 32px 80px rgba(0,0,0,.3);
}
.matching-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding: 28px 32px 20px;
  border-bottom: 1px solid #ece9e2;
}
.matching-title    { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 500; }
.matching-subtitle { font-size: 13px; color: var(--gris); margin-top: 4px; }
.matching-close {
  background: #f0ede6;
  border: none;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  cursor: pointer;
  font-size: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition);
}
.matching-close:hover { background: #e0ddd6; }
.matching-body { padding: 24px 32px; }

.match-score-block {
  display: flex;
  align-items: center;
  gap: 24px;
  background: #f8f7f4;
  border-radius: var(--radius-sm);
  padding: 20px 24px;
  margin-bottom: 20px;
}
.msb-left  { text-align: center; flex-shrink: 0; }
.msb-pct   { font-family: 'Playfair Display', serif; font-size: 42px; font-weight: 500; line-height: 1; }
.msb-label { font-size: 10px; text-transform: uppercase; letter-spacing: .1em; color: var(--gris); margin-top: 4px; }
.msb-right { flex: 1; }
.msb-bar-wrap { height: 8px; background: #e8e4dd; border-radius: 50px; overflow: hidden; margin-bottom: 10px; }
.msb-bar { height: 100%; width: 0%; border-radius: 50px; transition: width .5s ease, background .5s ease; }
.msb-detail { font-size: 11px; color: var(--gris); line-height: 1.6; }

.match-warning {
  background: #fff8e8;
  border: 1px solid #e8c870;
  border-radius: 8px;
  padding: 12px 16px;
  font-size: 13px;
  color: #7a5a20;
  margin-bottom: 20px;
}

.match-breakdown {
  margin-bottom: 20px;
  display: flex;
  gap: 16px;
}
.mb-section {
  flex: 1;
  border-radius: 10px;
  padding: 14px 16px;
}
.mb-section-title {
  font-family: 'Jost', sans-serif;
  font-weight: 700;
  font-size: 13px;
  letter-spacing: .03em;
  margin-bottom: 10px;
}
.mb-ok { background: #f0faf3; border: 1px solid #b3dfc0; }
.mb-ok .mb-section-title { color: #1e6636; }
.mb-nok { background: #fdf4f4; border: 1px solid #f0b8b8; }
.mb-nok .mb-section-title { color: #8b2020; }
.mb-item-ok, .mb-item-nok {
  font-size: 12.5px;
  padding: 3px 0;
  color: #2c2c2c;
}
.mb-empty {
  font-size: 12px;
  color: #999;
  font-style: italic;
}

.matching-cols {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 24px;
}
.matching-col { }
.mc-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: #2d6648;
  margin-bottom: 14px;
}
.mc-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 8px 0;
  border-bottom: 1px solid #f0ede6;
  font-size: 13px;
}
.mc-row span   { color: var(--gris); font-size: 12px; }
.mc-row strong { font-weight: 500; }
.mc-field { margin-bottom: 12px; }
.mc-field label { display: block; font-size: 11px; font-weight: 600; color: var(--gris); margin-bottom: 6px; text-transform: uppercase; letter-spacing: .05em; }
.mc-field input, .mc-field select, .mc-field textarea {
  width: 100%;
  padding: 9px 12px;
  border: 1.5px solid #e0ddd6;
  border-radius: var(--radius-sm);
  font-family: 'Jost', sans-serif;
  font-size: 13px;
  box-sizing: border-box;
}
.mc-field textarea { resize: vertical; }
.mc-checks {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  margin-top: 6px;
}
.mc-checks label {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  cursor: pointer;
  padding: 5px 8px;
  border-radius: 6px;
  background: #f8f7f4;
  transition: var(--transition);
}
.mc-checks label:hover { background: #eef5f0; }
.mc-checks input[type="checkbox"] { accent-color: #2d5c42; }

.matching-footer {
  display: flex;
  justify-content: flex-end;
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid #ece9e2;
}
.btn-cancel {
  padding: 12px 24px;
  border-radius: 50px;
  border: 1.5px solid #e0ddd6;
  background: transparent;
  font-family: 'Jost', sans-serif;
  font-size: 13px;
  cursor: pointer;
  transition: var(--transition);
}
.btn-cancel:hover { border-color: #2d5c42; }
.btn-send-match {
  padding: 12px 28px;
  border-radius: 50px;
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: white;
  border: none;
  font-family: 'Jost', sans-serif;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
}
.btn-send-match:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(26,58,42,.3); }

@media (max-width: 768px) {
  .ag-filters { grid-template-columns: 1fr 1fr; }
  .ag-pricing-grid { grid-template-columns: 1fr 1fr; }
  .matching-cols { grid-template-columns: 1fr; }
  .mc-checks { grid-template-columns: 1fr 1fr; }
  .matching-body { padding: 20px; }
  .matching-header { padding: 20px; }
}
@media (max-width: 480px) {
  .ag-filters { grid-template-columns: 1fr; }
  .ag-pricing-grid { grid-template-columns: 1fr; }
  .ag2-kv-grid { grid-template-columns: 1fr 1fr; }
}

/* ===== BANQUES — HERO STATS ===== */
.bk-hero { padding-bottom: 60px; }
.bk-hero-stats {
  display: flex;
  align-items: center;
  gap: 0;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 16px;
  padding: 24px 32px;
  margin-top: 36px;
  backdrop-filter: blur(8px);
}
.bk-hero-stat { flex: 1; text-align: center; }
.bk-stat-num {
  display: block;
  font-family: 'Playfair Display', serif;
  font-size: 32px;
  font-weight: 500;
  color: #d4bc87;
  line-height: 1;
  margin-bottom: 6px;
}
.bk-stat-label { font-size: 11px; color: rgba(255,255,255,0.55); text-transform: uppercase; letter-spacing: .08em; }
.bk-hero-sep { width: 1px; height: 48px; background: rgba(255,255,255,0.15); }

/* ===== BANQUES — PITCH ROI ===== */
.bk-pitch-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-bottom: 48px; }
.bk-pitch-card {
  border-radius: var(--radius);
  padding: 32px 28px;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.bk-pitch-defense { background: linear-gradient(145deg,#f0f7f3,#e4f0e9); border: 1px solid #b8d9c5; }
.bk-pitch-conquest { background: linear-gradient(145deg,#faf7f0,#f5eddc); border: 1px solid #dbc98a; }
.bk-pitch-study    { background: linear-gradient(145deg,#f0f4fa,#e8eef6); border: 1px solid #b8c8e0; }
.bk-pitch-icon { font-size: 28px; }
.bk-pitch-num {
  position: absolute; top: 20px; right: 24px;
  font-family: 'Playfair Display', serif;
  font-size: 64px; font-weight: 700; opacity: .07; line-height: 1; color: #1a3a2a;
}
.bk-pitch-title { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 500; color: #1a2a1e; }
.bk-pitch-body { font-size: 13px; line-height: 1.7; color: #3a4a40; flex: 1; }
.bk-pitch-kpi {
  font-size: 11px; font-weight: 600; color: #2d5c42;
  background: rgba(45,92,66,.08); border-radius: 8px; padding: 8px 12px;
  border-left: 3px solid #2d5c42;
}

/* ===== BANQUES — FILTRES ===== */
.bk-filters {
  background: #fff; border-radius: var(--radius); padding: 20px 24px;
  border: 1px solid #e8e4dd; margin-bottom: 28px;
  display: grid; grid-template-columns: repeat(5,1fr) auto; gap: 14px; align-items: flex-end;
}
.bk-filter-field label {
  display: block; font-size: 11px; font-weight: 600; color: #2d6648;
  text-transform: uppercase; letter-spacing: .1em; margin-bottom: 8px;
}
.bk-filter-field select {
  width: 100%; padding: 10px 12px; border: 1.5px solid #e0ddd6;
  border-radius: var(--radius-sm); font-family: 'Jost', sans-serif;
  font-size: 13px; background: #fafaf8; cursor: pointer;
}
.bk-filter-actions { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; padding-bottom: 2px; }
.bk-nb { font-size: 12px; color: var(--gris); }
.bk-nb span { font-weight: 700; color: #2d5c42; font-size: 16px; margin-right: 2px; }
.btn-bk-reset {
  padding: 9px 14px; border-radius: var(--radius-sm); border: 1.5px solid #e0ddd6;
  background: transparent; font-family: 'Jost', sans-serif; font-size: 12px;
  color: var(--gris); cursor: pointer; transition: var(--transition);
}
.btn-bk-reset:hover { border-color: #2d5c42; color: #2d5c42; }

/* ===== BANQUES — BADGE BANQUE SUR LES CARTES ===== */
.bk-card-banque {
  display: inline-block; margin-top: 6px; font-size: 11px; font-weight: 600;
  padding: 3px 10px; border-radius: 20px;
}
.bk-defense { background: #e8f4ec; color: #1e6636; border: 1px solid #b3dfc0; }
.bk-conquest { background: #fff0e0; color: #7a4510; border: 1px solid #f0c878; }

/* ===== BANQUES — MODULE DOCUMENTS ===== */
.bk-module-how {
  display: flex; align-items: center; gap: 12px;
  background: #f8f7f4; border-radius: var(--radius); padding: 28px; margin-bottom: 28px;
}
.bk-module-step {
  flex: 1; display: flex; flex-direction: column; gap: 10px; text-align: center;
}
.bk-ms-num {
  width: 36px; height: 36px; border-radius: 50%;
  background: linear-gradient(135deg,#1a3a2a,#2d5c42);
  color: white; font-weight: 700; font-size: 16px;
  display: flex; align-items: center; justify-content: center; margin: 0 auto;
}
.bk-ms-text { font-size: 13px; color: #3a4a40; line-height: 1.6; }
.bk-module-arrow { font-size: 22px; color: #2d5c42; flex-shrink: 0; }
.bk-module-avantages {
  display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 28px;
}
.bk-mod-av {
  display: flex; align-items: center; gap: 10px; font-size: 13px;
  padding: 12px 16px; background: #fff; border: 1px solid #e8e4dd; border-radius: 10px;
}
.bk-mod-av span { color: #2d7a3a; font-weight: 700; font-size: 15px; }
.bk-module-form {
  background: #f8f7f4; border-radius: var(--radius); padding: 28px;
}

/* ===== BANQUES — PARTENARIAT ===== */
.bk-part-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.bk-part-left { padding: 8px 0; }
.bk-part-tag {
  font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .12em;
  color: #b8985a; margin-bottom: 14px;
}
.bk-part-title { font-family: 'Playfair Display', serif; font-size: 32px; font-weight: 400; color: #1a2a1e; margin-bottom: 16px; line-height: 1.2; }
.bk-part-intro { font-size: 14px; color: var(--gris); line-height: 1.7; margin-bottom: 32px; }
.bk-part-items { display: flex; flex-direction: column; gap: 20px; margin-bottom: 32px; }
.bk-part-item { display: flex; gap: 16px; align-items: flex-start; }
.bk-pi-icon { font-size: 22px; flex-shrink: 0; width: 44px; height: 44px; background: #f0f7f3; border-radius: 10px; display: flex; align-items: center; justify-content: center; }
.bk-pi-title { font-size: 14px; font-weight: 600; color: #1a2a1e; margin-bottom: 4px; }
.bk-pi-sub { font-size: 12px; color: var(--gris); line-height: 1.6; }
.bk-part-reassurance {
  font-size: 11px; color: #999; line-height: 1.6; padding: 14px 16px;
  background: #f8f7f4; border-radius: 8px; border-left: 3px solid #ddd;
}
.bk-part-right {
  background: #fff; border: 1.5px solid #e8e4dd; border-radius: var(--radius);
  padding: 32px; box-shadow: 0 4px 24px rgba(0,0,0,.05);
}
.bk-part-form-title { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 500; margin-bottom: 6px; }
.bk-part-form-sub { font-size: 12px; color: var(--gris); margin-bottom: 24px; }

/* ===== VISIBILITÉ DOSSIER ===== */
.vis-options { display: flex; flex-direction: column; gap: 14px; margin-bottom: 20px; }
.vis-option { cursor: pointer; }
.vis-option input[type="radio"] { display: none; }
.vis-opt-inner {
  display: flex; align-items: center; gap: 18px;
  border: 2px solid #e8e4dd; border-radius: 14px; padding: 20px 22px;
  transition: var(--transition); background: #fff;
}
.vis-option:hover .vis-opt-inner,
.vis-option-selected .vis-opt-inner { border-color: #2d5c42; background: #f5faf7; }
.vis-option-both .vis-opt-inner { border-color: #b8985a; background: #fdf9f2; }
.vis-option-both:hover .vis-opt-inner,
.vis-option-both.vis-option-selected .vis-opt-inner { border-color: #b8985a; background: #fdf6e8; box-shadow: 0 4px 16px rgba(184,152,90,.15); }
.vis-opt-icon { font-size: 26px; flex-shrink: 0; }
.vis-opt-content { flex: 1; }
.vis-opt-title { font-size: 15px; font-weight: 600; color: #1a2a1e; margin-bottom: 4px; }
.vis-opt-desc { font-size: 12.5px; color: var(--gris); line-height: 1.6; margin-bottom: 6px; }
.vis-opt-tag { font-size: 11px; font-weight: 600; color: #2d6648; }
.vis-opt-tag-gold { color: #7a5a20; }
.vis-opt-check {
  width: 24px; height: 24px; border-radius: 50%; border: 2px solid #e0ddd6;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; color: transparent; flex-shrink: 0; transition: var(--transition);
}
.vis-option-selected .vis-opt-check { background: #2d5c42; border-color: #2d5c42; color: white; }
.vis-option-private .vis-opt-inner { border-color: #ddd; }
.vis-option-private:hover .vis-opt-inner { border-color: #999; background: #f8f7f4; }
.vis-saved-msg {
  background: #eef5f0; color: #1e6636; font-size: 13px; font-weight: 600;
  padding: 10px 18px; border-radius: 8px; margin-bottom: 16px; text-align: center;
}
.vis-note {
  font-size: 12px; color: #888; line-height: 1.7; padding: 16px 18px;
  background: #f8f7f4; border-radius: 10px; border-left: 3px solid #e0ddd6; margin-top: 20px;
}

@media (max-width: 768px) {
  .bk-hero-stats { flex-wrap: wrap; gap: 16px; }
  .bk-hero-sep { display: none; }
  .bk-pitch-grid { grid-template-columns: 1fr; }
  .bk-filters { grid-template-columns: 1fr 1fr; }
  .bk-module-how { flex-direction: column; }
  .bk-module-arrow { transform: rotate(90deg); }
  .bk-part-layout { grid-template-columns: 1fr; }
  .bk-module-avantages { grid-template-columns: 1fr; }
}

/* ===== COURTIER — CARTES LEADS ===== */
.ct-card {
  background: #fff; border-radius: var(--radius); padding: 24px 24px 20px;
  border: 1.5px solid #e8e4dd; position: relative; overflow: hidden;
  transition: var(--transition);
}
.ct-card:hover { transform: translateY(-3px); box-shadow: 0 12px 36px rgba(0,0,0,.09); }
.ct-card-prestige { border-color: #b8985a; }
.ct-card-bar { position: absolute; top:0;left:0;right:0;height:3px; background:linear-gradient(90deg,#2d5c42,#b8985a); }
.ct-bar-or { background: linear-gradient(90deg,#b8985a,#d4bc87); }
.ct-bar-prestige { background: linear-gradient(90deg,#b8985a,#2d5c42,#b8985a); }
.ct-card-head { display:flex; justify-content:space-between; align-items:flex-start; margin-bottom:14px; }
.ct-card-nom { font-family:'Playfair Display',serif; font-size:17px; font-weight:500; }
.ct-card-sub { font-size:11px; color:var(--gris); margin-top:3px; }
.ct-card-badges { display:flex; gap:6px; align-items:center; flex-wrap:wrap; justify-content:flex-end; }
.ct-zone-badge { font-size:10px; font-weight:600; color:#2d6648; background:#eef5f0; padding:2px 7px; border-radius:20px; }
.ct-badge-atteste  { background:#eef5f0; color:#2d6648; font-size:10px; font-weight:600; padding:3px 9px; border-radius:50px; }
.ct-badge-prequalif{ background:#f0e8d4; color:#7a5a20; font-size:10px; font-weight:600; padding:3px 9px; border-radius:50px; }
.ct-badge-urgent   { background:#fff0e8; color:#c05000; font-size:10px; font-weight:600; padding:3px 9px; border-radius:50px; }
.ct-badge-dispatch { font-size:10px; font-weight:700; padding:3px 9px; border-radius:50px; }
.ct-dispatch-1 { background:#fff8e8; color:#7a5a10; border:1px solid #e8c84a; }
.ct-dispatch-2 { background:#eef0fa; color:#3a4a8a; border:1px solid #b8c4e8; }
.ct-dispatch-3 { background:#f0f4f0; color:#4a5a4a; border:1px solid #c8d8c8; }
.ct-card-kpis { display:grid; grid-template-columns:1fr 1fr 1fr 1fr; gap:10px; margin-bottom:14px; }
.ct-kpi { background:#f8f7f4; border-radius:8px; padding:10px; text-align:center; }
.ct-kpi-taux { background:#fff9ec; border:1px solid #f0d890; }
.ct-kpi-label { font-size:9px; color:var(--gris); text-transform:uppercase; letter-spacing:.07em; margin-bottom:3px; }
.ct-kpi-val { font-family:'Playfair Display',serif; font-size:15px; font-weight:500; color:#2d5c42; }
.ct-taux-val { color:#b8985a; font-weight:700; }
.ct-card-footer { display:flex; justify-content:space-between; align-items:center; padding-top:12px; border-top:1px solid #f0ede6; }
.ct-card-type { font-size:11px; color:var(--gris); }
.btn-ct-lead {
  padding:9px 18px; border-radius:50px;
  background:linear-gradient(135deg,#1a3a2a,#2d5c42); color:white; border:none;
  font-family:'Jost',sans-serif; font-size:12px; font-weight:500; cursor:pointer; white-space:nowrap;
  transition: var(--transition);
}
.btn-ct-lead:hover { transform:translateY(-1px); box-shadow:0 4px 14px rgba(26,58,42,.3); }

.ct-dispatch-counter {
  font-size:.75rem; font-weight:600; color:var(--gris);
  background:#f0ede8; border-radius:20px;
  padding:4px 10px; text-align:center;
  margin-bottom:8px;
}
.ct-dispatch-counter.ct-dc-full {
  background:#fdecea; color:#c0392b;
}

/* ===== COURTIER — RACHAT ASSURANCE ===== */
.rachat-grid { display:grid; grid-template-columns:1fr 1fr; gap:28px; align-items:start; }
.rachat-form { background:#f8f7f4; border-radius:var(--radius); padding:24px; }
.rachat-section-label { font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.1em; color:#2d6648; margin-bottom:16px; }
.rc-nb-wrap { margin-bottom:18px; }
.rc-label-sm { font-size:12px; font-weight:600; color:#1a2a1e; margin-bottom:8px; }
.rc-radio-group { display:flex; gap:12px; flex-wrap:wrap; }
.rc-radio-col { flex-direction:column; gap:6px; }
.rc-radio-opt { display:flex; align-items:center; gap:6px; font-size:13px; cursor:pointer; }
.rc-radio-opt input { accent-color:#2d6648; }
.rc-garanties { margin-top:10px; background:#eef5f0; border-radius:8px; padding:8px 12px; font-size:12px; color:#2d6648; }
.rc-g-label { font-weight:600; margin-right:6px; }
.rachat-assure-block { margin-top:4px; }
.rc-assure-title { font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:.08em; color:#1a3a2a; background:#e4f0e9; border-radius:6px; padding:5px 10px; display:inline-block; margin-bottom:12px; }
.rc-assure2-title { color:#b8985a; background:#fdf6ea; }
.rc-quotite-warn { font-size:12px; color:#c0392b; background:#fdecea; border-radius:6px; padding:8px 12px; margin-top:8px; }
.rachat-result {
  background:#fff; border:1.5px solid #e8e4dd; border-radius:var(--radius);
  padding:28px; min-height:320px; display:flex; align-items:center; justify-content:center;
}
.rachat-result-empty { text-align:center; }
.rachat-result-data { width:100%; }
.rachat-res-title { font-family:'Playfair Display',serif; font-size:18px; font-weight:500; margin-bottom:20px; }
.rachat-kpis { display:flex; flex-direction:column; gap:12px; margin-bottom:20px; }
.rachat-kpi { display:flex; justify-content:space-between; align-items:center; padding:10px 14px; background:#f8f7f4; border-radius:8px; }
.rachat-kpi-highlight { background:linear-gradient(135deg,#f0f7f3,#e4f0e9); border:1px solid #b8d9c5; }
.rachat-kpi-label { font-size:12px; color:var(--gris); }
.rachat-kpi-val { font-weight:700; font-size:15px; }
.rc-green { color:#1e6636; }
.rc-gold  { color:#b8985a; font-size:20px; }
.rachat-loi { font-size:12px; color:#2d6648; background:#eef5f0; border-radius:8px; padding:12px 14px; margin-bottom:10px; line-height:1.6; }
.rachat-disclaimer { font-size:11px; color:#999; font-style:italic; line-height:1.5; }

/* ===== COURTIER — PROFIL / PRÉSENTATION ===== */
.ct-profil-layout { display:grid; grid-template-columns:1fr 1fr; gap:32px; align-items:start; }
.ct-profil-form { }
.ct-profil-preview { position:sticky; top:100px; }

/* Médias upload */
.ct-media-row { display:flex; gap:20px; }
.ct-media-upload { flex:1; }
.ct-media-label { font-size:12px; font-weight:600; color:#1a2a1e; margin-bottom:8px; }
.ct-media-zone {
  width:100%; aspect-ratio:1; border-radius:50%; border:2px dashed #c8c0b4;
  background:#f8f7f4; display:flex; flex-direction:column; align-items:center;
  justify-content:center; cursor:pointer; overflow:hidden;
  font-size:20px; color:#aaa; text-align:center; line-height:1.4;
  transition:border-color .2s;
}
.ct-media-zone:hover { border-color:#2d6648; }
.ct-media-logo-zone { border-radius:12px; aspect-ratio:2/1; }

/* Toggle switch */
.ct-toggle-row { display:flex; gap:24px; flex-wrap:wrap; padding:4px 0; }
.ct-toggle-item { display:flex; align-items:center; gap:10px; }
.ct-toggle-label { font-size:13px; color:#1a2a1e; }
.ct-toggle-switch { position:relative; display:inline-block; width:42px; height:24px; }
.ct-toggle-switch input { opacity:0; width:0; height:0; }
.ct-toggle-slider {
  position:absolute; cursor:pointer; inset:0;
  background:#ddd; border-radius:24px; transition:.3s;
}
.ct-toggle-slider:before {
  content:''; position:absolute; width:18px; height:18px; left:3px; bottom:3px;
  background:white; border-radius:50%; transition:.3s;
  box-shadow:0 1px 4px rgba(0,0,0,.2);
}
.ct-toggle-switch input:checked + .ct-toggle-slider { background:#2d6648; }
.ct-toggle-switch input:checked + .ct-toggle-slider:before { transform:translateX(18px); }

/* Fiche preview */
.ct-fiche-card {
  background:linear-gradient(145deg,#f8f7f4,#fff);
  border:1.5px solid #e8e4dd; border-radius:16px; padding:0 0 24px; text-align:center;
  box-shadow:0 4px 24px rgba(0,0,0,.06); overflow:hidden;
}
.ct-fiche-logo-wrap {
  width:100%; height:64px; background:#f0ede8; display:flex;
  align-items:center; justify-content:center; overflow:hidden; margin-bottom:0;
}
.ct-fiche-logo-img { max-height:56px; max-width:90%; object-fit:contain; }
.ct-fiche-avatar {
  width:64px; height:64px; border-radius:50%;
  background:linear-gradient(135deg,#1a3a2a,#2d5c42);
  color:white; font-size:22px; font-weight:700; display:flex;
  align-items:center; justify-content:center; margin:16px auto 12px; overflow:hidden;
}
.ct-fiche-nom { font-family:'Playfair Display',serif; font-size:20px; font-weight:500; margin-bottom:4px; }
.ct-fiche-societe { font-size:12px; color:var(--gris); margin-bottom:18px; }
.ct-fiche-stats { display:grid; grid-template-columns:1fr 1fr 1fr; gap:10px; margin:0 24px 18px; }
.ct-fiche-stat { background:#f8f7f4; border-radius:8px; padding:10px; }
.ct-fiche-stat-val { font-family:'Playfair Display',serif; font-size:18px; font-weight:500; color:#1a2a1e; }
.ct-or { color:#b8985a; }
.ct-fiche-stat-label { font-size:9px; color:var(--gris); text-transform:uppercase; letter-spacing:.06em; margin-top:2px; }
.ct-fiche-modalites { display:flex; flex-wrap:wrap; gap:6px; justify-content:center; margin:0 24px 12px; }
.ct-fiche-mod-tag { font-size:11px; background:#e8f0ff; color:#2a4a8a; padding:3px 10px; border-radius:20px; }
.ct-fiche-specs { display:flex; flex-wrap:wrap; gap:6px; justify-content:center; margin:0 24px 14px; }
.ct-fiche-spec-tag { font-size:11px; background:#eef5f0; color:#2d6648; padding:3px 10px; border-radius:20px; }
.ct-fiche-zones { font-size:12px; color:#2d6648; font-weight:500; margin:0 24px 10px; }
.ct-fiche-contact { margin:0 24px 12px; text-align:left; }
.ct-fiche-contact-line { font-size:12px; color:#555; padding:3px 0; line-height:1.5; }
.ct-fiche-bio { font-size:12.5px; color:var(--gris); line-height:1.7; text-align:left; margin:0 24px; }

/* ===== COURTIER — FORFAITS DISPATCH ===== */
.ct-dispatch-pricing { margin-bottom:40px; }
.ct-dp-header { text-align:center; margin-bottom:32px; }
.ct-dp-title { font-family:'Playfair Display',serif; font-size:26px; font-weight:400; margin-bottom:8px; }
.ct-dp-sub { font-size:13px; color:var(--gris); max-width:520px; margin:0 auto; line-height:1.6; }
.ct-dp-grid { display:grid; grid-template-columns:1fr 1fr 1fr; gap:20px; margin-bottom:16px; }
.ct-dp-card {
  background:#fff; border:1.5px solid #e8e4dd; border-radius:var(--radius);
  padding:28px; display:flex; flex-direction:column; gap:10px; position:relative;
}
.ct-dp-popular { border-color:#2d5c42; box-shadow:0 8px 32px rgba(45,92,66,.12); }
.ct-dp-exclusif { border-color:#b8985a; background:linear-gradient(145deg,#fffdf8,#fff); }
.ct-dp-ribbon {
  position:absolute; top:14px; right:-8px;
  background:#2d5c42; color:white; font-size:10px; font-weight:700;
  padding:4px 12px; border-radius:4px 0 0 4px;
  letter-spacing:.06em; text-transform:uppercase;
}
.ct-dp-badge { font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.1em; color:#7a9a86; }
.ct-dp-badge-gold { color:#b8985a; }
.ct-dp-dispatch-label { font-size:13px; font-weight:600; color:#1a2a1e; }
.ct-dp-price { font-family:'Playfair Display',serif; font-size:36px; font-weight:500; line-height:1; }
.ct-dp-price span { font-size:14px; color:var(--gris); font-family:'Jost',sans-serif; }
.ct-dp-annual { font-size:11px; color:var(--gris); }
.ct-dp-features { list-style:none; display:flex; flex-direction:column; gap:7px; flex:1; }
.ct-dp-features li { font-size:13px; color:#2c2c2c; }
.ct-dp-no { color:#bbb !important; }
.ct-dp-btn {
  padding:12px; border-radius:50px; border:1.5px solid #2d5c42;
  background:transparent; color:#2d5c42; font-family:'Jost',sans-serif;
  font-size:13px; font-weight:600; cursor:pointer; transition:var(--transition); text-align:center;
}
.ct-dp-btn:hover { background:#f0f7f3; }
.ct-dp-btn-popular { background:linear-gradient(135deg,#1a3a2a,#2d5c42); color:white; border-color:transparent; }
.ct-dp-btn-popular:hover { opacity:.9; background:linear-gradient(135deg,#1a3a2a,#2d5c42); }
.ct-dp-btn-exclusif { background:linear-gradient(135deg,#b8985a,#d4bc87); color:#1a1000; border-color:transparent; }
.ct-dp-btn-exclusif:hover { opacity:.9; }
.ct-dp-note { text-align:center; font-size:12px; color:var(--gris); }

/* ===== VISIBILITÉ — DISPATCH ===== */
.vis-section-title { font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.1em; color:#2d6648; margin:24px 0 12px; }
.vis-dispatch-options { display:flex; flex-direction:column; gap:10px; margin-bottom:20px; }
.vis-dispatch-opt { cursor:pointer; }
.vis-dispatch-opt input[type="radio"] { display:none; }
.vdo-inner {
  display:flex; align-items:center; gap:14px;
  border:1.5px solid #e8e4dd; border-radius:10px; padding:14px 16px;
  transition:var(--transition); background:#fff;
}
.vis-dispatch-opt:hover .vdo-inner,
.vdo-selected .vdo-inner { border-color:#2d5c42; background:#f5faf7; }
.vdo-recommended .vdo-inner { border-color:#b8985a; background:#fdf9f2; }
.vdo-recommended:hover .vdo-inner,
.vdo-recommended.vdo-selected .vdo-inner { box-shadow:0 3px 12px rgba(184,152,90,.15); }
.vdo-icon { font-size:20px; flex-shrink:0; }
.vdo-title { font-size:14px; font-weight:600; color:#1a2a1e; }
.vdo-sub { font-size:12px; color:var(--gris); margin-top:2px; line-height:1.5; }
.vdo-tag { font-size:10px; font-weight:700; color:#7a5a20; background:#f5e8c0; padding:1px 7px; border-radius:20px; margin-left:6px; }

@media (max-width:768px) {
  .ct-card-kpis { grid-template-columns:1fr 1fr; }
  .rachat-grid { grid-template-columns:1fr; }
  .ct-profil-layout { grid-template-columns:1fr; }
  .ct-dp-grid { grid-template-columns:1fr; }
}

/* ===== BANQUES — KPI TAUX REÇU ===== */
.bk-kpi-taux {
  background: #fff8e8;
  border: 1px solid #f0d060;
  border-radius: 8px;
  padding: 12px;
  text-align: center;
}
.bk-kpi-taux-none {
  background: #f8f7f4;
  border-color: #e8e4dd;
}
.bk-kpi-taux-label {
  font-size: 9px;
  color: #7a5a20;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 4px;
}
.bk-kpi-taux-none .bk-kpi-taux-label { color: var(--gris); }
.bk-kpi-taux-val {
  font-family: 'Playfair Display', serif;
  font-size: 15px;
  font-weight: 700;
  color: #b8985a;
}
.bk-kpi-taux-hint {
  font-size: 9px;
  font-weight: 700;
  color: #c05000;
  margin-top: 3px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

/* ===== ESPACES DÉDIÉS — EN-TÊTE PRO ===== */
.espace-pro-header {
  background: linear-gradient(135deg, #1a3a2a, #0c1a14);
  padding: 20px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.eph-inner { display: flex; align-items: center; gap: 16px; }
.eph-avatar {
  width: 48px; height: 48px; border-radius: 50%;
  background: linear-gradient(135deg, #b8985a, #d4bc87);
  color: #1a0e00; font-size: 18px; font-weight: 700;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.eph-role {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .12em; color: #a8d4b8; margin-bottom: 3px;
}
.eph-nom { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 400; color: white; }
.eph-logout {
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2);
  color: rgba(255,255,255,.7); font-family: 'Jost', sans-serif;
  font-size: 12px; padding: 8px 18px; border-radius: 50px; cursor: pointer;
  transition: var(--transition);
}
.eph-logout:hover { background: rgba(255,255,255,.18); color: white; }

/* ===== VITRINE PITCH SECTION ===== */
.espace-vitrine-section {
  margin-bottom: 48px;
  padding: 40px;
  background: linear-gradient(135deg, #f8f7f4, #fff);
  border-radius: var(--radius);
  border: 1px solid #e8e4dd;
}
.evs-title {
  font-family: 'Playfair Display', serif;
  font-size: 28px; font-weight: 400; text-align: center;
  margin-bottom: 36px; line-height: 1.3;
}
.evs-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px;
}
.evs-item {
  background: white; border-radius: 12px; padding: 24px;
  border: 1px solid #e8e4dd; text-align: center;
  transition: var(--transition);
}
.evs-item:hover { transform: translateY(-3px); box-shadow: 0 8px 24px rgba(0,0,0,.06); }
.evs-icon { font-size: 28px; margin-bottom: 12px; }
.evs-name { font-family: 'Playfair Display', serif; font-size: 14px; font-weight: 500; margin-bottom: 8px; }
.evs-desc { font-size: 12px; color: var(--gris); line-height: 1.6; }

.evs-pricing-header { text-align: center; margin-bottom: 28px; }
.evs-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: #2d6648; margin-bottom: 8px; }
.evs-pricing-title { font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 400; }

/* Boutons pricing agence */
.apc-btn {
  display: block; width: 100%; margin-top: 16px;
  padding: 10px; border-radius: 50px;
  border: 1.5px solid #2d5c42; background: transparent;
  color: #2d5c42; font-family: 'Jost', sans-serif;
  font-size: 13px; font-weight: 600; cursor: pointer;
  transition: var(--transition);
}
.apc-btn:hover { background: #f0f7f3; }
.apc-btn-popular {
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: white; border-color: transparent;
}
.apc-btn-popular:hover { opacity: .9; }
.apc-btn-premium {
  background: linear-gradient(135deg, #b8985a, #d4bc87);
  color: #1a0e00; border-color: transparent;
}
.apc-btn-premium:hover { opacity: .9; }
.apc-btn-annual {
  background: linear-gradient(135deg, #2d1a00, #5a3c00);
  color: #d4bc87; border-color: transparent;
}
.apc-btn-annual:hover { opacity: .9; }

/* ===== INSCRIPTION — SÉLECTEUR DE RÔLE ===== */
.auth-role-grid {
  display: grid; grid-template-columns: 1fr; gap: 10px;
  margin-bottom: 8px;
}
.auth-role-btn {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 18px; border-radius: 12px;
  border: 1.5px solid #e8e4dd; background: #fafaf8;
  cursor: pointer; text-align: left; width: 100%;
  font-family: 'Jost', sans-serif; transition: var(--transition);
}
.auth-role-btn:hover { border-color: #2d6648; background: #f0f7f3; }
.auth-role-btn.arb-selected { border-color: #2d6648; background: #eef5f0; }
.arb-icon { font-size: 22px; flex-shrink: 0; }
.arb-label { font-size: 14px; font-weight: 600; color: #1a2a1e; display: block; }
.arb-sub { font-size: 11px; color: var(--gris); display: block; margin-top: 2px; }

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .evs-grid { grid-template-columns: 1fr 1fr; }
  .espace-pro-header { padding: 16px 20px; }
  .eph-nom { font-size: 15px; }
}
@media (max-width: 480px) {
  .evs-grid { grid-template-columns: 1fr; }
}

/* ===== VITRINE — COMMENT ÇA MARCHE ===== */
.vit-steps {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 0;
  align-items: start;
  margin-bottom: 64px;
}
.vit-step {
  background: #fff;
  border: 1.5px solid #e8e4dd;
  border-radius: var(--radius);
  padding: 28px 24px;
  text-align: center;
  position: relative;
}
.vit-step-num {
  font-family: 'Playfair Display', serif;
  font-size: 42px; font-weight: 300;
  color: #e8e4dd; line-height: 1;
  margin-bottom: 8px;
}
.vit-step-icon { font-size: 28px; margin-bottom: 12px; }
.vit-step-title {
  font-family: 'Playfair Display', serif;
  font-size: 15px; font-weight: 500;
  margin-bottom: 10px; color: var(--texte);
}
.vit-step-desc { font-size: 12px; color: var(--gris); line-height: 1.7; }
.vit-step-arrow {
  font-size: 24px; color: #c8c0b4;
  display: flex; align-items: center;
  justify-content: center; padding: 0 16px;
  margin-top: 60px;
}

/* ===== VITRINE — APERÇU DASHBOARD ===== */
.vit-preview-wrap {
  background: linear-gradient(145deg, #0c1a14, #080b12);
  border-radius: var(--radius);
  padding: 40px;
  margin-bottom: 48px;
}
.vit-preview-label {
  text-align: center;
  margin-bottom: 28px;
}
.vit-preview-label .section-tag { color: #a8d4b8; }
.vit-preview-label .section-title { color: white; }

.vit-ui-filterbar {
  display: flex; gap: 10px; align-items: center;
  background: rgba(255,255,255,.05);
  border-radius: 10px; padding: 12px 16px;
  margin-bottom: 16px; flex-wrap: wrap;
}
.vit-ui-filter {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 6px; padding: 5px 12px;
  font-size: 12px; color: rgba(255,255,255,.6);
}
.vit-ui-filter span { color: rgba(255,255,255,.9); font-weight: 600; margin-left: 4px; }
.vit-ui-filter-active { border-color: #2d6648 !important; background: rgba(45,92,66,.2) !important; }
.vit-ui-count { margin-left: auto; font-size: 12px; color: #a8d4b8; font-weight: 600; }

.vit-ui-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

/* Cartes agence mockup */
.vit-ui-card {
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
}
.vit-card-bar { height: 3px; background: linear-gradient(90deg, #2d5c42, #3a8060); }
.vit-card-bar-or { background: linear-gradient(90deg, #b8985a, #d4bc87); }
.vit-card-head {
  display: flex; justify-content: space-between; align-items: flex-start;
  padding: 14px 14px 8px;
}
.vit-card-nom { font-family: 'Playfair Display', serif; font-size: 14px; font-weight: 500; }
.vit-card-meta { font-size: 11px; color: var(--gris); margin-top: 2px; }
.vit-card-badges { display: flex; flex-direction: column; gap: 4px; align-items: flex-end; }
.vit-badge { font-size: 10px; font-weight: 600; padding: 2px 8px; border-radius: 20px; }
.vit-badge-vert { background: #eef5f0; color: #2d6648; }
.vit-badge-grey { background: #f0ede8; color: #666; }
.vit-badge-or { background: #fdf6ea; color: #b8985a; }
.vit-card-kpis {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 6px; padding: 0 14px 10px;
}
.vit-kpi { font-size: 11px; }
.vit-kpi span { display: block; color: var(--gris); margin-bottom: 1px; }
.vit-kpi strong { font-size: 12px; color: var(--texte); }
.vit-card-footer { padding: 10px 14px 14px; border-top: 1px solid #f0ede8; }
.vit-match-score { margin-bottom: 8px; display: flex; align-items: center; gap: 8px; }
.vit-match-bar {
  flex: 1; height: 4px; background: #f0ede8; border-radius: 4px; overflow: hidden;
}
.vit-match-fill { height: 100%; background: linear-gradient(90deg, #2d6648, #3a8060); border-radius: 4px; }
.vit-match-or { background: linear-gradient(90deg, #b8985a, #d4bc87); }
.vit-match-score span { font-size: 10px; font-weight: 600; color: #2d6648; white-space: nowrap; }
.vit-btn-proposer {
  display: block; width: 100%;
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: white; border: none; border-radius: 50px;
  padding: 7px 14px; font-size: 11px; font-weight: 600;
  font-family: 'Jost', sans-serif; cursor: pointer; text-align: center;
}
.vit-btn-va { background: linear-gradient(135deg, #b8985a, #d4bc87); color: #1a0e00; }
.vit-btn-lock {
  display: block; width: 100%;
  background: rgba(0,0,0,.06); border: 1.5px dashed #c8c0b4;
  color: var(--gris); border-radius: 50px;
  padding: 7px; font-size: 11px;
  font-family: 'Jost', sans-serif; cursor: pointer;
}
.vit-card-blur { opacity: .7; filter: blur(0.5px); position: relative; }
.vit-blur-text { filter: blur(3px); user-select: none; }
.vit-blur-kpi strong { filter: blur(4px); }
.vit-blur-footer button { cursor: pointer; }

/* Cartes courtier mockup */
.vit-leads-grid { grid-template-columns: repeat(3, 1fr); }
.vit-lead-card { background: #fff; border-radius: 12px; overflow: hidden; }
.vit-lead-top {
  background: #f8f7f4;
  padding: 10px 14px;
  display: flex; justify-content: space-between; align-items: center;
}
.vit-lead-dispatch { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }
.vit-dispatch-excl { color: #b8985a; }
.vit-dispatch-duo  { color: #2d6648; }
.vit-dispatch-std  { color: #666; }
.vit-lead-zone { font-size: 10px; color: var(--gris); }
.vit-lead-body { padding: 12px 14px; }
.vit-lead-nom { font-family: 'Playfair Display', serif; font-size: 13px; font-weight: 500; margin-bottom: 2px; }
.vit-lead-meta { font-size: 11px; color: var(--gris); margin-bottom: 10px; }
.vit-lead-kpis { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; }
.vit-lkpi { font-size: 11px; }
.vit-lkpi span { display: block; color: var(--gris); font-size: 10px; }
.vit-lkpi strong { font-size: 12px; color: var(--texte); }
.vit-lkpi-taux strong { color: #b8985a; }
.vit-lkpi-sub { display: block !important; font-size: 9px !important; color: #c0392b !important; font-weight: 600; }
.vit-lead-foot {
  padding: 10px 14px 14px;
  border-top: 1px solid #f0ede8;
}
.vit-dispatch-counter {
  font-size: 10px; color: var(--gris); text-align: center; margin-bottom: 6px;
}
.vit-btn-lead {
  display: block; width: 100%;
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: white; border: none; border-radius: 50px;
  padding: 7px 14px; font-size: 11px; font-weight: 600;
  font-family: 'Jost', sans-serif; cursor: pointer;
}
.vit-blur-body { filter: blur(1px); user-select: none; }

/* Stats bar */
.vit-stats-bar {
  display: flex; justify-content: center; align-items: center;
  gap: 0; flex-wrap: wrap;
  background: linear-gradient(135deg, #1a3a2a, #0c1a14);
  border-radius: var(--radius);
  padding: 28px 40px;
  margin-bottom: 56px;
}
.vit-stat { text-align: center; padding: 0 32px; }
.vit-stat-num {
  font-family: 'Playfair Display', serif;
  font-size: 34px; font-weight: 300;
  color: var(--or); display: block;
}
.vit-stat-lbl { font-size: 11px; color: rgba(255,255,255,.45); text-transform: uppercase; letter-spacing: .08em; margin-top: 4px; display: block; }
.vit-stat-sep { width: 1px; height: 40px; background: rgba(255,255,255,.1); flex-shrink: 0; }

.vit-preview-more { text-align: center; margin-top: 14px; font-size: 12px; color: rgba(255,255,255,.5); }
.vit-preview-more .btn-link { color: #a8d4b8; }

/* Responsive */
@media (max-width: 900px) {
  .vit-steps { grid-template-columns: 1fr; gap: 12px; }
  .vit-step-arrow { display: none; }
  .vit-ui-grid, .vit-leads-grid { grid-template-columns: 1fr; }
  .vit-stats-bar { gap: 20px; }
  .vit-stat-sep { display: none; }
  .vit-preview-wrap { padding: 20px; }
}

/* ===== ESPACE CLIENT — ASSURANCE EMPRUNTEUR ===== */
.ass-lemoine-banner {
  display: flex; align-items: flex-start; gap: 14px;
  background: linear-gradient(135deg, #eef5f0, #f5fff8);
  border: 1.5px solid #b8985a; border-radius: var(--radius);
  padding: 18px 22px; margin-bottom: 24px;
}
.ass-lemoine-icon { font-size: 26px; flex-shrink: 0; margin-top: 2px; }
.ass-lemoine-text { font-size: 14px; color: var(--texte); line-height: 1.6; }
.ass-lemoine-text strong { color: var(--noir); }

.ass-card {
  background: var(--blanc); border: 1px solid #ece9e2;
  border-radius: var(--radius); padding: 24px; margin-bottom: 20px;
}
.ass-card-title {
  font-size: 13px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .08em; color: var(--or); margin-bottom: 18px;
}
.ass-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
}
.ass-field { display: flex; flex-direction: column; gap: 6px; }
.ass-field label {
  font-size: 11px; font-weight: 600; text-transform: uppercase;
  letter-spacing: .06em; color: var(--gris);
}
.ass-field input, .ass-field select {
  background: var(--gris-clair); border: 1.5px solid transparent;
  border-radius: 8px; padding: 11px 14px; font-size: 14px;
  font-family: 'Jost', sans-serif; color: var(--texte);
  transition: var(--transition);
}
.ass-field input:focus, .ass-field select:focus {
  outline: none; border-color: var(--or);
}

.ass-result-card {
  background: linear-gradient(135deg, var(--noir), #1a2e22);
  border-radius: var(--radius); padding: 28px; margin-bottom: 20px;
  color: white;
}
.ass-result-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 20px; }
.ass-result-label { font-size: 13px; color: rgba(255,255,255,.6); }
.ass-result-montant {
  font-family: 'Playfair Display', serif; font-size: 40px; font-weight: 300;
  color: var(--or); line-height: 1;
}
.ass-result-detail { display: flex; flex-direction: column; gap: 10px; margin-bottom: 16px; }
.ass-result-item {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 14px; background: rgba(255,255,255,.07); border-radius: 8px;
}
.ass-ri-label { font-size: 13px; color: rgba(255,255,255,.65); }
.ass-ri-val { font-size: 14px; font-weight: 600; color: white; }
.ass-result-disclaimer { font-size: 11px; color: rgba(255,255,255,.35); text-align: center; }

.ass-cta-block {
  display: flex; align-items: center; gap: 18px;
  background: var(--blanc); border: 1.5px solid #ece9e2;
  border-radius: var(--radius); padding: 22px 24px; margin-bottom: 20px;
}
.ass-cta-icon { font-size: 28px; flex-shrink: 0; }
.ass-cta-text { flex: 1; display: flex; flex-direction: column; gap: 4px; }
.ass-cta-text strong { font-size: 15px; color: var(--texte); }
.ass-cta-text span { font-size: 13px; color: var(--gris); }
.ass-cta-btn {
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: white; border: none; border-radius: 50px; padding: 12px 22px;
  font-size: 14px; font-weight: 600; font-family: 'Jost', sans-serif;
  cursor: pointer; white-space: nowrap; transition: var(--transition);
}
.ass-cta-btn:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(26,58,42,.3); }

.ass-sent-block {
  background: linear-gradient(135deg, #e6f4ea, #f0faf2);
  border: 1px solid #c3e6cb; border-radius: var(--radius);
  padding: 28px; text-align: center; margin-bottom: 20px;
}
.ass-sent-block strong { font-size: 17px; color: #2d7a3a; display: block; margin-bottom: 8px; }
.ass-sent-block p { font-size: 14px; color: #5a9a66; }

@media (max-width: 600px) {
  .ass-grid { grid-template-columns: 1fr; }
  .ass-cta-block { flex-direction: column; text-align: center; }
}

/* ===== PAGE AGENCES — REFONTE VISUELLE ===== */

/* ── Hero ── */
.ag-hero {
  background: linear-gradient(135deg, #0a110d 0%, #0f1f16 50%, #0c1a14 100%);
  position: relative; overflow: hidden;
  display: grid; grid-template-columns: 1fr 1fr;
  align-items: center; gap: 48px;
  padding: 80px 6vw 72px; min-height: 560px;
}
.ag-hero-noise {
  position: absolute; inset: 0; pointer-events: none; opacity: .04;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  background-size: 180px;
}
.ag-hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(45,92,66,.35); border: 1px solid rgba(168,212,184,.2);
  color: #a8d4b8; font-size: 12px; font-weight: 600; letter-spacing: .06em;
  padding: 6px 14px; border-radius: 50px; margin-bottom: 24px;
}
.ag-hero-dot {
  width: 7px; height: 7px; border-radius: 50%; background: #4caf7d;
  box-shadow: 0 0 0 3px rgba(76,175,125,.25);
  animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%,100% { box-shadow: 0 0 0 3px rgba(76,175,125,.25); }
  50%      { box-shadow: 0 0 0 6px rgba(76,175,125,.1); }
}
.ag-hero-title {
  font-family: 'Playfair Display', serif; font-size: clamp(32px,4vw,52px);
  font-weight: 300; color: white; line-height: 1.15; margin-bottom: 20px;
}
.ag-hero-title em { color: var(--or); font-style: italic; }
.ag-hero-sub {
  font-size: 15px; color: rgba(255,255,255,.6); line-height: 1.75;
  max-width: 480px; margin-bottom: 32px;
}
.ag-hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 32px; }
.ag-hero-btn-primary {
  background: linear-gradient(135deg, #2d5c42, #1a3a2a);
  color: white; border: none; border-radius: 50px;
  padding: 15px 28px; font-size: 15px; font-weight: 600;
  font-family: 'Jost', sans-serif; cursor: pointer;
  box-shadow: 0 8px 28px rgba(45,92,66,.4); transition: var(--transition);
}
.ag-hero-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 36px rgba(45,92,66,.5); }
.ag-hero-btn-ghost {
  background: transparent; color: rgba(255,255,255,.65);
  border: 1.5px solid rgba(255,255,255,.2); border-radius: 50px;
  padding: 15px 28px; font-size: 15px; font-weight: 500;
  font-family: 'Jost', sans-serif; cursor: pointer; transition: var(--transition);
}
.ag-hero-btn-ghost:hover { border-color: rgba(255,255,255,.5); color: white; }
.ag-hero-proof {
  display: flex; align-items: center; gap: 12px;
  font-size: 13px; color: rgba(255,255,255,.45);
}
.ag-hero-avatars { display: flex; }
.ag-ha {
  width: 30px; height: 30px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700; color: white;
  margin-left: -8px; border: 2px solid #0f1f16;
}
.ag-ha:first-child { margin-left: 0; }

.ag-hero-visual { display: flex; flex-direction: column; gap: 16px; }
.ag-hero-card {
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.1);
  backdrop-filter: blur(12px); border-radius: 16px; padding: 20px 22px;
  transition: var(--transition);
}
.ag-hero-card-1 { animation: float-a 5s ease-in-out infinite; }
.ag-hero-card-2 { animation: float-b 5s ease-in-out infinite; margin-left: 24px; }
@keyframes float-a { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-6px)} }
@keyframes float-b { 0%,100%{transform:translateY(-4px)} 50%{transform:translateY(4px)} }
.ag-hc-head {
  display: flex; align-items: center; gap: 8px;
  font-size: 11px; font-weight: 600; text-transform: uppercase;
  letter-spacing: .08em; color: rgba(255,255,255,.5); margin-bottom: 10px;
}
.ag-hc-dot { width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0; }
.ag-hc-dot-green { background: #4caf7d; }
.ag-hc-dot-or    { background: #b8985a; }
.ag-hc-name { font-size: 15px; font-weight: 600; color: white; margin-bottom: 12px; }
.ag-hc-kpis { display: flex; gap: 20px; margin-bottom: 14px; }
.ag-hc-kpis div { display: flex; flex-direction: column; gap: 2px; }
.ag-hc-kpis span { font-size: 11px; color: rgba(255,255,255,.4); }
.ag-hc-kpis strong { font-size: 13px; color: white; }
.ag-hc-badge {
  display: inline-block; background: rgba(76,175,125,.2);
  color: #a8d4b8; font-size: 11px; font-weight: 700;
  padding: 4px 12px; border-radius: 50px; border: 1px solid rgba(76,175,125,.3);
}
.ag-hc-badge-or {
  background: rgba(184,152,90,.2); color: #e8c87a;
  border-color: rgba(184,152,90,.3);
}

/* ── Avantages ── */
.ag-avantages {
  display: grid; grid-template-columns: repeat(4,1fr);
  gap: 16px; margin-bottom: 64px;
}
.ag-av-card {
  border-radius: var(--radius); padding: 28px 24px;
  border: 1px solid #e8e4dd; background: var(--blanc);
  display: flex; flex-direction: column; gap: 10px;
  transition: var(--transition);
}
.ag-av-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(0,0,0,.08); }
.ag-av-dark {
  background: linear-gradient(135deg, var(--noir), #162512);
  border-color: transparent;
}
.ag-av-icon { width: 48px; height: 48px; border-radius: 12px;
  background: rgba(45,92,66,.15); display: flex; align-items: center; justify-content: center; }
.ag-av-icon-or { background: rgba(184,152,90,.1); }
.ag-av-dark .ag-av-icon { background: rgba(168,212,184,.1); }
.ag-av-stat {
  font-family: 'Playfair Display', serif; font-size: 36px;
  font-weight: 300; color: #a8d4b8; line-height: 1; margin-top: 4px;
}
.ag-av-card:not(.ag-av-dark) .ag-av-stat { color: var(--texte); }
.ag-av-title { font-size: 15px; font-weight: 700; color: white; }
.ag-av-card:not(.ag-av-dark) .ag-av-title { color: var(--texte); }
.ag-av-desc { font-size: 13px; color: rgba(255,255,255,.5); line-height: 1.65; }
.ag-av-card:not(.ag-av-dark) .ag-av-desc { color: var(--gris); }

/* ── Avant / Après ── */
.ag-avap-wrap { margin-bottom: 64px; }
.ag-avap-grid {
  display: grid; grid-template-columns: 1fr 40px 1fr;
  align-items: start; gap: 0;
}
.ag-avap-arrow {
  display: flex; align-items: center; justify-content: center;
  font-size: 24px; color: var(--or); padding-top: 52px;
  font-weight: 300;
}
.ag-avap-col { border-radius: var(--radius); overflow: hidden; }
.ag-avap-label {
  display: block; font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: var(--gris); padding: 14px 20px 10px;
  background: #f5f3ef; border-bottom: 1px solid #e8e4dd;
}
.ag-avap-label-vert { color: #2d7a3a; background: #eef5f0; border-color: #c3e6cb; }
.ag-avap-item {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 16px 20px; font-size: 14px; line-height: 1.6;
  border-bottom: 1px solid #f0ede8;
}
.ag-avap-item:last-child { border-bottom: none; }
.ag-avap-bad { background: #fff; color: var(--texte); }
.ag-avap-good { background: #f8fdf9; color: var(--texte); }
.ag-avap-bad strong, .ag-avap-good strong { font-weight: 700; }
.ag-avap-ico {
  width: 22px; height: 22px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 700; margin-top: 1px;
}
.ag-avap-bad .ag-avap-ico  { background: #fde8e8; color: #c0392b; }
.ag-avap-good .ag-avap-ico { background: #d4edda; color: #2d7a3a; }

/* ── Témoignages ── */
.ag-temoignages { margin-bottom: 64px; }
.ag-temo-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.ag-temo-card {
  background: var(--blanc); border: 1px solid #e8e4dd;
  border-radius: var(--radius); padding: 28px; display: flex;
  flex-direction: column; gap: 16px; transition: var(--transition);
}
.ag-temo-card:hover { transform: translateY(-4px); box-shadow: 0 14px 36px rgba(0,0,0,.08); }
.ag-temo-featured {
  background: linear-gradient(135deg, var(--noir), #162512);
  border-color: rgba(184,152,90,.3);
  box-shadow: 0 8px 32px rgba(0,0,0,.2);
  transform: translateY(-8px);
}
.ag-temo-featured:hover { transform: translateY(-12px); }
.ag-temo-stars { color: #f5b800; font-size: 14px; letter-spacing: 2px; }
.ag-temo-featured .ag-temo-stars { color: var(--or); }
.ag-temo-quote { font-size: 14px; line-height: 1.75; color: var(--gris); flex: 1; }
.ag-temo-featured .ag-temo-quote { color: rgba(255,255,255,.65); }
.ag-temo-author { display: flex; align-items: center; gap: 12px; }
.ag-temo-avatar {
  width: 38px; height: 38px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; font-weight: 700; color: white; flex-shrink: 0;
}
.ag-temo-name { font-size: 14px; font-weight: 700; color: var(--texte); }
.ag-temo-featured .ag-temo-name { color: white; }
.ag-temo-role { font-size: 12px; color: var(--gris); }
.ag-temo-featured .ag-temo-role { color: rgba(255,255,255,.4); }

/* ── Pricing v2 ── */
.ag-pricing-grid-v2 {
  display: grid; grid-template-columns: 1fr 1fr 1.15fr 1fr;
  gap: 16px; align-items: end; margin-bottom: 24px;
}
.ag-pc2 {
  background: var(--blanc); border: 1.5px solid #e8e4dd;
  border-radius: var(--radius); padding: 28px 24px;
  display: flex; flex-direction: column; gap: 0; position: relative;
  transition: var(--transition);
}
.ag-pc2:hover { transform: translateY(-4px); box-shadow: 0 14px 36px rgba(0,0,0,.07); }
.ag-pc2-hero {
  background: linear-gradient(160deg, #0f1f16 0%, #1a3a2a 100%);
  border-color: rgba(184,152,90,.4);
  box-shadow: 0 20px 60px rgba(0,0,0,.25);
  transform: translateY(-12px); padding: 36px 28px;
}
.ag-pc2-hero:hover { transform: translateY(-16px); }
.ag-pc2-dark {
  background: linear-gradient(135deg, #0c1410, #111e16);
  border-color: rgba(255,255,255,.08);
}
.ag-pc2-ribbon {
  position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
  background: linear-gradient(135deg, #b8985a, #e8c87a);
  color: var(--noir); font-size: 11px; font-weight: 800;
  text-transform: uppercase; letter-spacing: .08em;
  padding: 5px 18px; border-radius: 50px; white-space: nowrap;
}
.ag-pc2-label {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: var(--gris); margin-bottom: 14px;
}
.ag-pc2-price {
  font-family: 'Playfair Display', serif; font-size: 42px;
  font-weight: 300; color: var(--texte); line-height: 1; margin-bottom: 4px;
}
.ag-pc2-hero .ag-pc2-price { font-size: 50px; }
.ag-pc2-dark .ag-pc2-price { color: white; }
.ag-pc2-price span { font-family: 'Jost', sans-serif; font-size: 15px; color: var(--gris); }
.ag-pc2-period { font-size: 12px; color: var(--gris); margin-bottom: 22px; }
.ag-pc2-features { list-style: none; display: flex; flex-direction: column; gap: 10px; flex: 1; margin-bottom: 24px; }
.ag-pc2-features li { display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: var(--texte); }
.ag-pc2-features-dark li { color: rgba(255,255,255,.7); }
.ag-pc2-features-dark li strong { color: white; }
.ag-pc2-no { opacity: .45; }
.ag-pc2-check {
  width: 18px; height: 18px; border-radius: 50%; background: #e8f5ec;
  color: #2d7a3a; font-size: 10px; font-weight: 800;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;
}
.ag-pc2-check-or { background: rgba(184,152,90,.2); color: #e8c87a; }
.ag-pc2-btn {
  width: 100%; background: #f5f3ef; color: var(--texte);
  border: none; border-radius: 50px; padding: 13px;
  font-size: 14px; font-weight: 600; font-family: 'Jost', sans-serif;
  cursor: pointer; transition: var(--transition);
}
.ag-pc2-btn:hover { background: #ece9e2; }
.ag-pc2-btn-or {
  background: linear-gradient(135deg, #b8985a, #e8c87a);
  color: var(--noir); box-shadow: 0 6px 24px rgba(184,152,90,.4);
}
.ag-pc2-btn-or:hover { transform: translateY(-2px); box-shadow: 0 10px 32px rgba(184,152,90,.5); }
.ag-pc2-btn-dark { background: rgba(255,255,255,.08); color: white; }
.ag-pc2-btn-dark:hover { background: rgba(255,255,255,.15); }
.ag-pc2-garantie { text-align: center; font-size: 11px; color: rgba(255,255,255,.35); margin-top: 10px; }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .ag-hero { grid-template-columns: 1fr; }
  .ag-hero-visual { display: none; }
  .ag-avantages { grid-template-columns: repeat(2,1fr); }
  .ag-pricing-grid-v2 { grid-template-columns: 1fr 1fr; }
  .ag-pc2-hero { transform: none; }
}
@media (max-width: 700px) {
  .ag-avantages { grid-template-columns: 1fr; }
  .ag-avap-grid { grid-template-columns: 1fr; }
  .ag-avap-arrow { display: none; }
  .ag-temo-grid { grid-template-columns: 1fr; }
  .ag-temo-featured { transform: none; }
  .ag-pricing-grid-v2 { grid-template-columns: 1fr; }
}

/* ===== PAGE BANQUES — REFONTE ===== */
.bk-hero-v2 {
  background: linear-gradient(135deg, #080f1a 0%, #0d1d2e 50%, #0a1520 100%);
}
.bk-btn-primary {
  background: linear-gradient(135deg, #1a3a6a, #2a5aa0) !important;
  box-shadow: 0 8px 28px rgba(26,58,106,.4) !important;
}
.bk-hero-stats-row {
  display: flex; align-items: center; gap: 0; flex-wrap: wrap;
}
.bk-hs-item { display: flex; flex-direction: column; gap: 2px; padding: 0 16px; }
.bk-hs-item:first-child { padding-left: 0; }
.bk-hs-item strong { font-size: 16px; color: white; font-weight: 700; }
.bk-hs-item span { font-size: 11px; color: rgba(255,255,255,.4); }
.bk-hs-sep { width: 1px; height: 28px; background: rgba(255,255,255,.12); }

.bk-pitch-grid-v2 { margin-bottom: 56px; }
.bk-av-kpi {
  margin-top: 8px; padding: 8px 12px; border-radius: 8px;
  font-size: 11px; font-weight: 600; line-height: 1.4;
  background: rgba(168,212,184,.1); border: 1px solid rgba(168,212,184,.15);
  color: rgba(255,255,255,.5);
}

/* ===== PAGE COURTIERS — REFONTE ===== */
.ct-hero-v2 {
  background: linear-gradient(135deg, #100e04 0%, #1c1808 50%, #120f05 100%);
}

/* Forfaits courtiers v2 */
.ct-forfaits-grid {
  display: grid; grid-template-columns: 1fr 1fr 1.15fr;
  gap: 20px; max-width: 900px; margin: 0 auto 32px;
  align-items: end;
}
.ct-ff-card {
  background: var(--blanc); border: 1.5px solid #e8e4dd;
  border-radius: var(--radius); padding: 28px 24px;
  display: flex; flex-direction: column; gap: 0;
  position: relative; transition: var(--transition);
}
.ct-ff-card:hover { transform: translateY(-4px); box-shadow: 0 14px 36px rgba(0,0,0,.08); }
.ct-ff-hero {
  background: linear-gradient(160deg, #0f1000 0%, #1c1808 100%);
  border-color: rgba(232,200,122,.4);
  box-shadow: 0 20px 60px rgba(0,0,0,.3);
  transform: translateY(-12px); padding: 36px 28px;
}
.ct-ff-hero:hover { transform: translateY(-16px); }
.ct-ff-ribbon {
  position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
  background: linear-gradient(135deg, #b8985a, #e8c87a);
  color: #1a1000; font-size: 11px; font-weight: 800;
  text-transform: uppercase; letter-spacing: .06em;
  padding: 5px 18px; border-radius: 50px; white-space: nowrap;
}
.ct-ff-dispatch {
  font-size: 11px; font-weight: 600; color: var(--gris);
  margin-bottom: 14px; padding: 6px 10px;
  background: #f5f3ef; border-radius: 6px; display: inline-block;
}
.ct-ff-dispatch-or {
  background: rgba(232,200,122,.15); color: #e8c87a;
}
.ct-ff-label {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: var(--gris); margin-bottom: 10px;
}
.ct-ff-price {
  font-family: 'Playfair Display', serif; font-size: 44px;
  font-weight: 300; color: var(--texte); line-height: 1; margin-bottom: 4px;
}
.ct-ff-hero .ct-ff-price { font-size: 52px; }
.ct-ff-price span { font-family: 'Jost', sans-serif; font-size: 15px; color: var(--gris); }
.ct-ff-sub { font-size: 12px; color: var(--gris); margin-bottom: 22px; }
.ct-ff-features {
  list-style: none; display: flex; flex-direction: column;
  gap: 10px; flex: 1; margin-bottom: 24px;
}
.ct-ff-features li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13px; color: var(--texte);
}
.ct-ff-features-dark li { color: rgba(255,255,255,.7); }
.ct-ff-features-dark li strong { color: white; }
.ct-ff-no { opacity: .4; }
.ct-ff-check {
  width: 18px; height: 18px; border-radius: 50%;
  background: #e8f5ec; color: #2d7a3a;
  font-size: 10px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; margin-top: 1px;
}
.ct-ff-check-or { background: rgba(232,200,122,.2); color: #e8c87a; }
.ct-ff-btn {
  width: 100%; background: #f5f3ef; color: var(--texte);
  border: none; border-radius: 50px; padding: 13px;
  font-size: 14px; font-weight: 600; font-family: 'Jost', sans-serif;
  cursor: pointer; transition: var(--transition);
}
.ct-ff-btn:hover { background: #ece9e2; }
.ct-ff-btn-or {
  background: linear-gradient(135deg, #b8985a, #e8c87a);
  color: #1a1000; box-shadow: 0 6px 24px rgba(184,152,90,.4);
}
.ct-ff-btn-or:hover { transform: translateY(-2px); box-shadow: 0 10px 32px rgba(184,152,90,.5); }
.ct-ff-garantie {
  text-align: center; font-size: 11px; color: rgba(255,255,255,.3); margin-top: 10px;
}

@media (max-width: 700px) {
  .ct-forfaits-grid { grid-template-columns: 1fr; }
  .ct-ff-hero { transform: none; }
  .bk-hero-stats-row { gap: 12px; flex-direction: column; align-items: flex-start; }
  .bk-hs-sep { display: none; }
}

/* ===== PAGE SIMULATEUR — REFONTE ===== */

/* ── Hero simulateur ── */
.sim-hero {
  background: linear-gradient(135deg, #0a0f0c 0%, #101a12 50%, #0c1410 100%);
}
.sim-intro-cards { margin-bottom: 56px; }

/* Carte de résultat flottante dans le hero */
.sim-hero-result-card {
  background: linear-gradient(160deg, #111e16, #0a1410);
  border: 1px solid rgba(168,212,184,.15);
  border-radius: 20px; padding: 28px;
  box-shadow: 0 24px 64px rgba(0,0,0,.4);
  animation: float-a 5s ease-in-out infinite;
}
.sim-hrc-label {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .12em; color: rgba(255,255,255,.3); margin-bottom: 18px;
}
.sim-hrc-main { margin-bottom: 20px; }
.sim-hrc-mensualite {
  font-family: 'Playfair Display', serif; font-size: 52px;
  font-weight: 300; color: var(--or); line-height: 1;
}
.sim-hrc-mensualite span { font-family: 'Jost', sans-serif; font-size: 18px; color: rgba(255,255,255,.4); }
.sim-hrc-sub { font-size: 12px; color: rgba(255,255,255,.35); margin-top: 4px; }
.sim-hrc-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 12px; margin-bottom: 20px;
}
.sim-hrc-item { display: flex; flex-direction: column; gap: 3px; }
.sim-hrc-item span { font-size: 11px; color: rgba(255,255,255,.35); }
.sim-hrc-item strong { font-size: 14px; color: white; font-weight: 600; }
.sim-hrc-verdict {
  text-align: center; font-size: 12px; font-weight: 700;
  padding: 9px 14px; border-radius: 50px;
}
.sim-hrc-vert {
  background: rgba(45,122,58,.25); color: #a8d4b8;
  border: 1px solid rgba(45,122,58,.3);
}

/* ── Form cards (colonne gauche) ── */
#sim-grid > div:first-child > div {
  border-top: 3px solid var(--or) !important;
  transition: box-shadow .25s ease, transform .25s ease;
}
#sim-grid > div:first-child > div:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,.1) !important;
  transform: translateY(-2px);
}

/* Section headers dans les form cards */
#sim-grid > div:first-child > div > div:first-child {
  display: flex; align-items: center; gap: 10px;
  padding-bottom: 18px !important;
  border-bottom: 1px solid #f0ede8;
  margin-bottom: 22px !important;
}

/* Sliders custom */
#page-simulateur input[type="range"] {
  -webkit-appearance: none;
  width: 100%; height: 6px; border-radius: 4px;
  background: linear-gradient(90deg, var(--or) 0%, #ece9e2 0%);
  cursor: pointer; outline: none;
}
#page-simulateur input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px; border-radius: 50%;
  background: white; border: 2px solid var(--or);
  box-shadow: 0 2px 8px rgba(184,152,90,.3);
  cursor: pointer; transition: transform .15s ease;
}
#page-simulateur input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

/* ── Colonne résultats ── */
#bloc-faisabilite {
  border-radius: var(--radius) !important;
  padding: 22px 28px !important;
  font-size: 16px !important; font-weight: 700 !important;
  border: none !important;
  box-shadow: 0 8px 28px rgba(0,0,0,.1);
}

/* Jauge d'endettement améliorée */
#page-simulateur #bar-endettement {
  border-radius: 50px;
  transition: width .6s cubic-bezier(.4,0,.2,1);
}
#page-simulateur .endett-gauge-wrap {
  background: #ece9e2; border-radius: 50px;
  height: 12px; overflow: hidden;
}

/* Card résultats principaux — ajout d'un subtle grain */
#sim-grid > div:last-child > div:nth-child(2) {
  border: 1px solid rgba(184,152,90,.15) !important;
}

/* Card capacité emprunt */
#sim-grid > div:last-child > div:nth-child(4) {
  background: linear-gradient(135deg, var(--noir), #101a12) !important;
  color: white !important;
}
#sim-grid > div:last-child > div:nth-child(4) span:first-child,
#sim-grid > div:last-child > div:last-child > div > span:first-child {
  color: rgba(255,255,255,.5) !important;
}

/* Boutons action en bas de résultats */
#sim-grid > div:last-child > div:last-child button:first-child {
  background: linear-gradient(135deg, var(--noir), #1a1624) !important;
  border: 1px solid rgba(255,255,255,.08) !important;
  transition: var(--transition);
}
#sim-grid > div:last-child > div:last-child button:first-child:hover {
  background: #2a2a3a !important;
  transform: translateY(-2px);
}

/* ── Responsive simulateur ── */
@media (max-width: 900px) {
  .sim-hero .ag-hero-visual { display: none; }
  #sim-grid { grid-template-columns: 1fr !important; }
  #sim-grid > div:last-child { position: static !important; }
}

/* ===== PAGE ACCUEIL — REFONTE ===== */

/* ── Hero stats row ── */
.hero-stats-row {
  display: flex; align-items: center; gap: 0;
  margin-top: 48px; padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,.08);
  flex-wrap: wrap; gap: 0;
}
.hsr-item { display: flex; flex-direction: column; gap: 4px; padding: 0 20px; }
.hsr-item:first-child { padding-left: 0; }
.hsr-num {
  font-family: 'Playfair Display', serif; font-size: 32px;
  font-weight: 300; color: var(--or); line-height: 1;
}
.hsr-lbl { font-size: 11px; color: rgba(255,255,255,.35); text-transform: uppercase; letter-spacing: .08em; }
.hsr-sep { width: 1px; height: 32px; background: rgba(255,255,255,.1); flex-shrink: 0; }

/* ── Hero écosystème visuel ── */
.hero-ecosystem {
  display: flex; flex-direction: column; gap: 16px;
  position: relative;
}
.hec-card {
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  backdrop-filter: blur(12px); border-radius: 16px; padding: 20px 24px;
}
.hec-head { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.hec-avatar {
  width: 36px; height: 36px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 14px; color: white; flex-shrink: 0;
}
.hec-name { font-size: 13px; font-weight: 600; color: white; }
.hec-role { font-size: 11px; color: rgba(255,255,255,.4); }
.hec-badge-vert {
  margin-left: auto; background: rgba(76,175,125,.2); color: #a8d4b8;
  border: 1px solid rgba(76,175,125,.3); font-size: 11px; font-weight: 700;
  padding: 3px 10px; border-radius: 50px; white-space: nowrap;
}
.hec-kpis { display: flex; gap: 20px; }
.hec-kpis div { display: flex; flex-direction: column; gap: 2px; }
.hec-kpis span { font-size: 11px; color: rgba(255,255,255,.35); }
.hec-kpis strong { font-size: 13px; color: white; font-weight: 600; }

.hec-flow {
  display: flex; align-items: center; gap: 0;
  padding: 0 8px;
}
.hec-flow-node {
  flex: 1; display: flex; align-items: center; justify-content: center; gap: 6px;
  font-size: 11px; font-weight: 600; padding: 8px 10px;
  background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.08);
  border-radius: 8px; color: rgba(255,255,255,.6);
}
.hec-fn-ag { color: #a8d4b8; border-color: rgba(168,212,184,.2); }
.hec-fn-ct { color: #e8c87a; border-color: rgba(232,200,122,.2); }
.hec-fn-bk { color: #7bbdf5; border-color: rgba(123,189,245,.2); }
.hec-flow-line {
  width: 20px; height: 1px; background: rgba(255,255,255,.15); flex-shrink: 0;
}

.hec-result {
  background: linear-gradient(135deg, rgba(45,92,66,.2), rgba(184,152,90,.1));
  border-color: rgba(184,152,90,.25);
}
.hec-result-top {
  display: flex; align-items: center; gap: 8px;
  font-size: 11px; color: rgba(255,255,255,.45); margin-bottom: 10px;
  text-transform: uppercase; letter-spacing: .08em; font-weight: 600;
}
.hec-result-dot {
  width: 7px; height: 7px; border-radius: 50%; background: #4caf7d;
  box-shadow: 0 0 0 3px rgba(76,175,125,.25);
  animation: pulse-dot 2s infinite;
}
.hec-result-montant {
  font-family: 'Playfair Display', serif; font-size: 40px;
  font-weight: 300; color: var(--or); line-height: 1; margin-bottom: 14px;
}
.hec-result-montant span { font-family: 'Jost', sans-serif; font-size: 16px; color: rgba(255,255,255,.35); }
.hec-result-detail { display: flex; gap: 20px; }
.hec-result-detail div { display: flex; flex-direction: column; gap: 2px; }
.hec-result-detail span { font-size: 11px; color: rgba(255,255,255,.35); }
.hec-result-detail strong { font-size: 13px; color: white; }

/* ── Étapes accueil ── */
.acc-steps {
  display: grid; grid-template-columns: 1fr 32px 1fr 32px 1fr;
  gap: 0; align-items: start; margin-bottom: 0;
}
.acc-step {
  background: var(--blanc); border: 1px solid #e8e4dd;
  border-radius: var(--radius); padding: 28px 24px;
  display: flex; flex-direction: column; gap: 14px;
  transition: var(--transition);
}
.acc-step:hover { transform: translateY(-4px); box-shadow: 0 14px 36px rgba(0,0,0,.08); }
.acc-step-arrow {
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; color: var(--or); padding-top: 36px;
}
.acc-step-num {
  font-family: 'Playfair Display', serif; font-size: 42px;
  font-weight: 300; color: #ece9e2; line-height: 1;
}
.acc-step-icon {
  width: 52px; height: 52px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 4px;
}
.acc-icon-vert { background: linear-gradient(135deg, #0f1f16, #1a3a2a); }
.acc-icon-or   { background: linear-gradient(135deg, #1c1808, #2a2010); }
.acc-step-title { font-size: 16px; font-weight: 700; color: var(--texte); line-height: 1.3; }
.acc-step-desc { font-size: 13px; color: var(--gris); line-height: 1.7; flex: 1; }
.acc-step-kpi {
  display: inline-block; font-size: 11px; font-weight: 700;
  color: #2d7a3a; background: #e6f4ea; border: 1px solid #c3e6cb;
  padding: 5px 12px; border-radius: 50px;
}
.acc-kpi-or { color: #8a6a20; background: #fffbf0; border-color: #f0d890; }

/* ── Aperçu simulateur ── */
.acc-sim-preview {
  background: linear-gradient(160deg, #0f1f16, #0a1410);
  border: 1px solid rgba(168,212,184,.15);
  border-radius: 20px; padding: 32px;
  box-shadow: 0 20px 56px rgba(0,0,0,.25);
}
.acc-sp-label {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .12em; color: rgba(255,255,255,.3); margin-bottom: 16px;
}
.acc-sp-mensualite {
  font-family: 'Playfair Display', serif; font-size: 54px;
  font-weight: 300; color: var(--or); line-height: 1;
}
.acc-sp-mensualite span { font-family: 'Jost', sans-serif; font-size: 18px; color: rgba(255,255,255,.35); }
.acc-sp-sub { font-size: 12px; color: rgba(255,255,255,.3); margin: 6px 0 22px; }
.acc-sp-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 20px;
}
.acc-sp-item { display: flex; flex-direction: column; gap: 3px; }
.acc-sp-item span { font-size: 11px; color: rgba(255,255,255,.3); }
.acc-sp-item strong { font-size: 14px; color: white; font-weight: 600; }
.acc-sp-verdict {
  text-align: center; font-size: 12px; font-weight: 700;
  padding: 9px; border-radius: 50px; margin-bottom: 18px;
  background: rgba(45,122,58,.2); color: #a8d4b8;
  border: 1px solid rgba(45,122,58,.3);
}
.acc-sp-btn {
  width: 100%; background: linear-gradient(135deg, #2d5c42, #1a3a2a);
  color: white; border: none; border-radius: 50px; padding: 14px;
  font-size: 14px; font-weight: 600; font-family: 'Jost', sans-serif;
  cursor: pointer; transition: var(--transition);
}
.acc-sp-btn:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(45,92,66,.4); }

/* ── Pourquoi — grille 6 cartes ── */
.acc-pourquoi-intro {
  max-width: 680px; margin: 0 auto 48px; text-align: center;
}
.acc-pourquoi-intro p { font-size: 16px; color: var(--gris); line-height: 1.85; }
.acc-pourquoi-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.acc-pq-card {
  border-radius: var(--radius); padding: 28px 24px;
  border: 1px solid #e8e4dd; background: var(--blanc);
  display: flex; flex-direction: column; gap: 12px;
  transition: var(--transition);
}
.acc-pq-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(0,0,0,.07); }
.acc-pq-dark {
  background: linear-gradient(135deg, var(--noir), #162512);
  border-color: transparent;
}
.acc-pq-icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: rgba(45,92,66,.12);
  display: flex; align-items: center; justify-content: center;
}
.acc-pq-icon-or { background: rgba(184,152,90,.1); }
.acc-pq-dark .acc-pq-icon { background: rgba(168,212,184,.1); }
.acc-pq-card h4 { font-size: 15px; font-weight: 700; color: var(--texte); }
.acc-pq-dark h4 { color: white; }
.acc-pq-card p { font-size: 13px; color: var(--gris); line-height: 1.7; margin: 0; }
.acc-pq-dark p { color: rgba(255,255,255,.5); }

/* ── Responsive accueil ── */
@media (max-width: 1024px) {
  .hero-ecosystem { display: none; }
  .hero-inner { grid-template-columns: 1fr !important; max-width: 720px !important; }
  .acc-steps { grid-template-columns: 1fr; }
  .acc-step-arrow { display: none; }
  .acc-pourquoi-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .hsr-sep { display: none; }
  .hsr-item { padding: 0 10px; }
  .acc-pourquoi-grid { grid-template-columns: 1fr; }
  .acc-pq-dark { order: -1; }
}

/* ===== PAGE CLIENTS — REFONTE ===== */

/* ── Hero client ── */
.cl-hero {
  background: linear-gradient(135deg, #080c09 0%, #0d1a10 50%, #080f0a 100%);
}

/* Attestation flottante */
.cl-attest-card {
  background: linear-gradient(160deg, #111e14, #0a1410);
  border: 1px solid rgba(168,212,184,.18);
  border-radius: 20px; padding: 24px 26px;
  box-shadow: 0 24px 64px rgba(0,0,0,.4);
}
.cl-attest-header {
  display: flex; align-items: center; gap: 12px; margin-bottom: 18px;
  padding-bottom: 16px; border-bottom: 1px solid rgba(255,255,255,.07);
}
.cl-attest-logo {
  width: 36px; height: 36px; border-radius: 10px;
  background: linear-gradient(135deg, #2d5c42, #1a3a2a);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif; font-size: 18px;
  font-weight: 700; color: var(--or); flex-shrink: 0;
}
.cl-attest-title { font-size: 13px; font-weight: 700; color: white; }
.cl-attest-sub   { font-size: 11px; color: rgba(255,255,255,.35); margin-top: 2px; }
.cl-attest-stamp {
  margin-left: auto; width: 32px; height: 32px; border-radius: 50%;
  background: rgba(76,175,125,.2); border: 1.5px solid rgba(76,175,125,.4);
  color: #4caf7d; font-size: 14px; font-weight: 900;
  display: flex; align-items: center; justify-content: center;
}
.cl-attest-body { margin-bottom: 16px; }
.cl-attest-name { font-size: 16px; font-weight: 700; color: white; margin-bottom: 3px; }
.cl-attest-meta { font-size: 12px; color: rgba(255,255,255,.4); margin-bottom: 16px; }
.cl-attest-kpis {
  display: grid; grid-template-columns: 1fr 1fr; gap: 12px;
}
.cl-attest-kpi { display: flex; flex-direction: column; gap: 3px; }
.cl-attest-kpi span  { font-size: 10px; color: rgba(255,255,255,.35); text-transform: uppercase; letter-spacing: .06em; }
.cl-attest-kpi strong { font-size: 14px; color: white; font-weight: 600; }
.cl-attest-footer {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 14px; border-top: 1px solid rgba(255,255,255,.07);
}
.cl-attest-valid {
  font-size: 11px; font-weight: 700; color: #a8d4b8;
  background: rgba(76,175,125,.15); padding: 4px 10px; border-radius: 50px;
}
.cl-attest-date { font-size: 11px; color: rgba(255,255,255,.25); }

/* Badge notification */
.cl-notif-badge {
  display: flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  border-radius: 14px; padding: 12px 16px;
  backdrop-filter: blur(12px);
}
.cl-notif-dot {
  width: 8px; height: 8px; border-radius: 50%; background: #4caf7d;
  box-shadow: 0 0 0 3px rgba(76,175,125,.25);
  flex-shrink: 0; animation: pulse-dot 2s infinite;
}
.cl-notif-title { font-size: 12px; font-weight: 700; color: white; }
.cl-notif-sub   { font-size: 11px; color: rgba(255,255,255,.4); margin-top: 1px; }
.cl-notif-time  { margin-left: auto; font-size: 11px; color: rgba(255,255,255,.25); white-space: nowrap; }

/* ── Jauge de complétion ── */
.cl-completion-bar {
  background: linear-gradient(135deg, var(--noir), #0f1f16);
  border: 1px solid rgba(45,92,66,.3);
  border-radius: var(--radius); padding: 24px 28px;
  margin-bottom: 40px; display: flex; align-items: center; gap: 24px;
  box-shadow: 0 8px 28px rgba(0,0,0,.12);
}
.cl-cb-left { flex-shrink: 0; }
.cl-cb-label {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: rgba(255,255,255,.35); margin-bottom: 6px;
}
.cl-cb-pct {
  font-family: 'Playfair Display', serif; font-size: 36px;
  font-weight: 300; color: var(--or); line-height: 1;
}
.cl-cb-center { flex: 1; }
.cl-cb-track {
  height: 10px; background: rgba(255,255,255,.08);
  border-radius: 50px; overflow: hidden; margin-bottom: 10px;
}
.cl-cb-fill {
  height: 100%; width: 0%;
  background: linear-gradient(90deg, #2d5c42, #b8985a);
  border-radius: 50px; transition: width .6s cubic-bezier(.4,0,.2,1);
}
.cl-cb-steps {
  display: flex; justify-content: space-between;
}
.cl-cb-step {
  font-size: 11px; color: rgba(255,255,255,.3); font-weight: 500;
  transition: color .3s ease;
}
.cl-cb-step.done { color: #a8d4b8; }
.cl-cb-cta {
  flex-shrink: 0; font-size: 12px; font-weight: 600;
  color: var(--or); text-align: right; line-height: 1.5;
}

/* ── Form sections dans les onglets client ── */
#page-clients .form-container {
  background: var(--blanc); border: 1px solid #e8e4dd;
  border-top: 3px solid var(--or);
  border-radius: var(--radius); padding: 36px;
  transition: box-shadow .25s ease;
}
#page-clients .form-section-title {
  font-size: 11px !important; font-weight: 700 !important;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--or) !important; margin-bottom: 20px !important;
  padding-bottom: 14px; border-bottom: 1px solid #f0ede8;
  display: flex; align-items: center; gap: 8px;
}

/* Stepper plus premium */
.public-stepper {
  background: var(--blanc); border: 1px solid #e8e4dd;
  border-radius: var(--radius); padding: 20px 28px;
  margin-bottom: 32px; box-shadow: 0 2px 12px rgba(0,0,0,.04);
}
.ps-circle {
  transition: background .3s ease, color .3s ease, box-shadow .3s ease;
}
.ps-step.ps-active .ps-circle {
  box-shadow: 0 0 0 4px rgba(45,92,66,.15);
}

/* ── Responsive ── */
@media (max-width: 900px) {
  .cl-hero .ag-hero-visual { display: none; }
  .cl-completion-bar { flex-direction: column; align-items: flex-start; gap: 16px; }
  .cl-cb-cta { text-align: left; }
}

/* ── Bouton connexion navbar ── */
.nav-connexion-btn {
  background: transparent;
  border: 1.5px solid rgba(45,92,66,.4);
  color: var(--noir);
  padding: 7px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
}
.nav-connexion-btn:hover {
  border-color: var(--vert);
  color: var(--vert);
}

/* ===== SCORE DE SOLVABILITÉ ===== */
.score-wrap { display: flex; flex-direction: column; gap: 24px; }

.score-main-card {
  display: grid; grid-template-columns: 260px 1fr; gap: 32px;
  background: linear-gradient(135deg, #080c09, #0d1a10);
  border: 1px solid rgba(168,212,184,.12); border-radius: 20px; padding: 32px;
}
.score-main-left { display: flex; flex-direction: column; align-items: center; }
.score-label-top {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: rgba(255,255,255,.35); margin-bottom: 12px;
}
.score-gauge-wrap { position: relative; width: 200px; height: 110px; }
.score-gauge-svg  { width: 100%; height: 100%; }
.score-gauge-center {
  position: absolute; bottom: 0; left: 50%; transform: translateX(-50%);
  text-align: center;
}
.score-value {
  font-family: 'Playfair Display', serif; font-size: 52px; font-weight: 300;
  color: white; line-height: 1;
}
.score-max { font-size: 13px; color: rgba(255,255,255,.3); margin-top: 2px; }
.score-badge {
  margin-top: 16px; padding: 6px 16px; border-radius: 50px; font-size: 12px;
  font-weight: 700; background: rgba(184,152,90,.15); color: var(--or);
  border: 1px solid rgba(184,152,90,.2); text-align: center;
}
.score-badge.excellent { background: rgba(76,175,125,.15); color: #4caf7d; border-color: rgba(76,175,125,.2); }
.score-badge.bon       { background: rgba(100,180,80,.15);  color: #7dc860; border-color: rgba(100,180,80,.2); }
.score-badge.moyen     { background: rgba(255,180,50,.15);  color: #ffb432; border-color: rgba(255,180,50,.2); }
.score-badge.faible    { background: rgba(220,80,80,.15);   color: #e05555; border-color: rgba(220,80,80,.2); }

.score-main-right { display: flex; flex-direction: column; justify-content: center; gap: 16px; }
.score-conseil-title {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: rgba(255,255,255,.3);
}
.score-conseil-text { font-size: 14px; color: rgba(255,255,255,.7); line-height: 1.7; }
.score-conseils-list { display: flex; flex-direction: column; gap: 8px; }
.score-conseil-item {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13px; color: rgba(255,255,255,.6); line-height: 1.5;
}
.score-conseil-item .sci-icon { flex-shrink: 0; font-size: 14px; }

/* Grille critères */
.score-criteres-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px;
}
.score-critere-card {
  background: white; border: 1px solid #e8e4dd;
  border-radius: 16px; padding: 20px; display: flex; flex-direction: column; gap: 8px;
}
.sc-icon  { font-size: 22px; }
.sc-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: #9a9890; }
.sc-value { font-family: 'Playfair Display', serif; font-size: 22px; font-weight: 400; color: var(--noir); }
.sc-bar-track { height: 6px; background: #f0ede8; border-radius: 50px; overflow: hidden; }
.sc-bar-fill  { height: 100%; width: 0%; border-radius: 50px; background: var(--vert); transition: width 1s ease; }
.sc-note { font-size: 11px; color: #b0aca5; }
.score-critere-card.ok   { border-top: 3px solid #4caf7d; }
.score-critere-card.warn { border-top: 3px solid #ffb432; }
.score-critere-card.bad  { border-top: 3px solid #e05555; }

/* CTA */
.score-cta-row { display: flex; align-items: center; gap: 20px; }
.score-cta-btn {
  padding: 12px 28px; border-radius: 50px; border: none; cursor: pointer;
  background: linear-gradient(135deg, var(--vert), #1a3a2a);
  color: white; font-family: 'Jost', sans-serif; font-size: 14px; font-weight: 600;
  transition: var(--transition);
}
.score-cta-btn:hover { opacity: .85; }
.score-cta-note { font-size: 12px; color: #b0aca5; }

@media (max-width: 900px) {
  .score-main-card { grid-template-columns: 1fr; }
  .score-criteres-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 500px) {
  .score-criteres-grid { grid-template-columns: 1fr; }
}

/* ── Espace agence — éléments dynamiques ── */

.ag-notif {
  position: fixed; top: 24px; right: 24px; z-index: 9999;
  padding: 14px 24px; border-radius: 50px; font-size: 13px; font-weight: 500;
  color: white; box-shadow: 0 8px 30px rgba(0,0,0,.15);
  animation: slideInRight .3s ease;
}
.ag-notif-success { background: #2d5c42; }
.ag-notif-error   { background: #c0392b; }
.ag-notif-info    { background: #b8985a; }

@keyframes slideInRight {
  from { opacity: 0; transform: translateX(20px); }
  to   { opacity: 1; transform: translateX(0); }
}

.ag-real-card { animation: fadeInUp .35s ease both; }
.ag-real-card:nth-child(2) { animation-delay: .05s; }
.ag-real-card:nth-child(3) { animation-delay: .10s; }
.ag-real-card:nth-child(4) { animation-delay: .15s; }
.ag-real-card:nth-child(5) { animation-delay: .20s; }
.ag-real-card:nth-child(6) { animation-delay: .25s; }

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}

.ag-section-block {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid #f0ece5;
}
.ag-section-label {
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--or);
  margin-bottom: 12px;
}

.ag-empty-state {
  grid-column: 1 / -1;
  text-align: center;
  padding: 64px 32px;
  background: #f8f7f4;
  border-radius: var(--radius);
  color: var(--gris);
}

/* ─── Toggle Oui/Non ──────────────────────────────────────── */
.toggle-oui-non {
  display: inline-flex;
  border-radius: 50px;
  border: 1.5px solid var(--vert-medium, #2d5c42);
  overflow: hidden;
  margin-top: 4px;
}
.toggle-oui-non .btn-toggle {
  padding: 8px 28px;
  font-size: 14px;
  font-weight: 600;
  font-family: 'Jost', sans-serif;
  border: none;
  background: transparent;
  color: var(--vert-medium, #2d5c42);
  cursor: pointer;
  transition: background .18s, color .18s;
}
.toggle-oui-non .btn-toggle[aria-pressed="true"] {
  background: linear-gradient(135deg, #1a3a2a, #2d5c42);
  color: #fff;
}
.toggle-oui-non .btn-toggle:hover:not([aria-pressed="true"]) {
  background: #2d5c4212;
}

/* ===== PAGE BANQUES — VITRINE ===== */
.bk-hero {
  min-height: 100vh;
  background: linear-gradient(135deg, #05101a 0%, #0a1f2e 60%, #0d2538 100%);
  display: flex;
  align-items: center;
  padding: 120px 48px 80px;
  position: relative;
  overflow: hidden;
  gap: 60px;
}
.bk-hero-noise {
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.04'/%3E%3C/svg%3E");
  pointer-events: none;
}
.bk-hero-inner { flex: 1; max-width: 560px; position: relative; z-index: 1; }
.bk-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(184,152,90,0.12);
  border: 1px solid rgba(184,152,90,0.3);
  border-radius: 50px;
  padding: 6px 16px;
  font-size: 13px;
  color: var(--or-clair);
  margin-bottom: 28px;
  letter-spacing: 0.03em;
}
.bk-hero-dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--or);
  animation: pulse 2s ease-in-out infinite;
}
.bk-hero-title {
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 700;
  color: white;
  line-height: 1.15;
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}
.bk-hero-title em { color: var(--or); font-style: italic; }
.bk-hero-sub { font-size: 17px; color: rgba(255,255,255,0.65); line-height: 1.7; margin-bottom: 36px; }
.bk-hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.bk-hero-btn-primary {
  background: linear-gradient(135deg, var(--or), #c9a96e);
  color: #05101a;
  font-weight: 700;
  font-size: 15px;
  padding: 14px 28px;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  transition: var(--transition);
}
.bk-hero-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(184,152,90,0.4); }
.bk-hero-btn-ghost {
  background: transparent;
  color: rgba(255,255,255,0.75);
  font-size: 15px;
  font-weight: 500;
  padding: 14px 24px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 10px;
  cursor: pointer;
  transition: var(--transition);
}
.bk-hero-btn-ghost:hover { border-color: rgba(255,255,255,0.5); color: white; }
.bk-hero-proof { display: flex; align-items: center; gap: 24px; }
.bk-stat strong { display: block; font-size: 22px; font-weight: 700; color: white; }
.bk-stat span { font-size: 12px; color: rgba(255,255,255,0.5); letter-spacing: 0.04em; }
.bk-stat-sep { width: 1px; height: 36px; background: rgba(255,255,255,0.15); }

.bk-hero-visual { flex: 1; position: relative; z-index: 1; display: flex; flex-direction: column; gap: 16px; max-width: 380px; }
.bk-lead-card {
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 16px;
  padding: 20px;
}
.bk-lead-card-2 { margin-left: 40px; opacity: 0.8; }
.bk-lc-header { display: flex; align-items: center; gap: 8px; font-size: 12px; color: rgba(255,255,255,0.6); margin-bottom: 12px; }
.bk-lc-dot { width: 8px; height: 8px; border-radius: 50%; }
.bk-lc-dot-green { background: #4ade80; box-shadow: 0 0 8px rgba(74,222,128,0.6); }
.bk-lc-dot-or { background: var(--or); box-shadow: 0 0 8px rgba(184,152,90,0.6); }
.bk-lc-time { margin-left: auto; font-size: 11px; color: rgba(255,255,255,0.35); }
.bk-lc-name { font-size: 14px; font-weight: 600; color: white; margin-bottom: 12px; }
.bk-lc-kpis { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 12px; }
.bk-lc-kpi span { display: block; font-size: 10px; color: rgba(255,255,255,0.45); letter-spacing: 0.04em; }
.bk-lc-kpi strong { font-size: 14px; color: white; }
.bk-lc-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 14px; }
.bk-tag { font-size: 11px; padding: 3px 10px; border-radius: 20px; background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.65); border: 1px solid rgba(255,255,255,0.1); }
.bk-tag-green { background: rgba(74,222,128,0.12); color: #4ade80; border-color: rgba(74,222,128,0.25); }
.bk-tag-or { background: rgba(184,152,90,0.15); color: var(--or-clair); border-color: rgba(184,152,90,0.3); }
.bk-lc-cta { width: 100%; padding: 10px; background: linear-gradient(135deg, var(--or), #c9a96e); color: #05101a; font-weight: 700; font-size: 13px; border: none; border-radius: 8px; cursor: pointer; }

/* Sections */
.bk-section { padding: 80px 48px; }
.bk-section-light { background: var(--blanc); }
.bk-section-dark { background: linear-gradient(135deg, #05101a, #0a1f2e); }
.bk-section-inner { max-width: 1100px; margin: 0 auto; }
.bk-section-label { font-size: 12px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--vert-clair); margin-bottom: 12px; }
.bk-section-title { font-size: clamp(26px, 3vw, 40px); font-weight: 700; line-height: 1.2; margin-bottom: 16px; letter-spacing: -0.02em; color: var(--texte); }
.bk-section-sub { font-size: 16px; color: var(--gris); max-width: 600px; margin-bottom: 48px; line-height: 1.7; }

/* Double valeur */
.bk-value-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.bk-value-card { background: white; border: 1px solid #e8e4dd; border-radius: 20px; padding: 36px; }
.bk-value-icon { font-size: 32px; margin-bottom: 16px; width: 56px; height: 56px; display: flex; align-items: center; justify-content: center; border-radius: 14px; }
.bk-value-icon-green { background: rgba(45,92,66,0.08); }
.bk-value-icon-or { background: rgba(184,152,90,0.1); }
.bk-value-card h3 { font-size: 20px; font-weight: 700; margin-bottom: 12px; }
.bk-value-card p { color: var(--gris); line-height: 1.7; margin-bottom: 20px; }
.bk-value-pill { display: inline-block; font-size: 12px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; padding: 5px 14px; border-radius: 20px; background: rgba(45,92,66,0.1); color: var(--vert-clair); }
.bk-value-pill-or { background: rgba(184,152,90,0.12); color: #8a6830; }

/* Coût comparatif */
.bk-cout-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; margin-top: 48px; }
.bk-cout-card { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); border-radius: 20px; padding: 32px; }
.bk-cout-card-alt { }
.bk-cout-highlight { background: rgba(184,152,90,0.1); border-color: rgba(184,152,90,0.4); position: relative; }
.bk-cout-badge-highlight { position: absolute; top: -13px; left: 50%; transform: translateX(-50%); background: var(--or); color: #05101a; font-size: 11px; font-weight: 700; padding: 4px 14px; border-radius: 20px; letter-spacing: 0.06em; white-space: nowrap; }
.bk-cout-label { font-size: 13px; font-weight: 600; color: rgba(255,255,255,0.55); margin-bottom: 12px; letter-spacing: 0.04em; }
.bk-cout-montant { font-size: 28px; font-weight: 800; color: rgba(255,255,255,0.85); line-height: 1; margin-bottom: 4px; }
.bk-cout-detail { font-size: 13px; color: rgba(255,255,255,0.45); margin-bottom: 8px; }
.bk-cout-exemple { font-size: 13px; color: rgba(255,255,255,0.65); margin-bottom: 6px; }
.bk-cout-plafond { font-size: 12px; color: rgba(255,255,255,0.35); margin-bottom: 20px; padding-bottom: 20px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.bk-cout-list { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.bk-cout-list li { font-size: 13px; color: rgba(255,255,255,0.5); }
.bk-cout-list-white li { color: rgba(255,255,255,0.8); }

/* Étapes */
.bk-steps { display: flex; align-items: flex-start; gap: 20px; margin: 48px 0 32px; }
.bk-step { flex: 1; }
.bk-step-num { width: 40px; height: 40px; border-radius: 50%; background: linear-gradient(135deg, var(--vert-clair), var(--vert)); color: white; font-weight: 800; font-size: 16px; display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.bk-step h4 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.bk-step p { font-size: 14px; color: var(--gris); line-height: 1.6; }
.bk-step-arrow { font-size: 24px; color: var(--or); margin-top: 10px; flex-shrink: 0; }
.bk-lien-collecte-info { display: flex; gap: 20px; align-items: flex-start; background: rgba(45,92,66,0.06); border: 1px solid rgba(45,92,66,0.15); border-radius: 16px; padding: 24px; }
.bk-lci-icon { font-size: 28px; flex-shrink: 0; }
.bk-lien-collecte-info strong { display: block; font-size: 15px; margin-bottom: 6px; }
.bk-lien-collecte-info p { font-size: 14px; color: var(--gris); line-height: 1.6; }

/* Ce que Solvable ne fait pas */
.bk-nolist-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 48px; }
.bk-nolist-item { display: flex; gap: 16px; align-items: flex-start; background: white; border-radius: 14px; padding: 24px; border: 1px solid #e8e4dd; }
.bk-no-icon { font-size: 20px; color: #c0392b; font-weight: 800; flex-shrink: 0; line-height: 1.4; }
.bk-nolist-item strong { display: block; font-size: 15px; margin-bottom: 6px; }
.bk-nolist-item p { font-size: 14px; color: var(--gris); line-height: 1.6; }

/* Formulaire contact partenaire */
.bk-contact-form { display: flex; flex-direction: column; gap: 16px; margin-top: 36px; }
.bk-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.bk-submit-btn { background: linear-gradient(135deg, var(--or), #c9a96e); color: #05101a; font-weight: 700; font-size: 16px; padding: 16px 32px; border: none; border-radius: 12px; cursor: pointer; transition: var(--transition); }
.bk-submit-btn:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(184,152,90,0.4); }
.bk-form-note { font-size: 12px; color: rgba(255,255,255,0.4); text-align: center; }

/* ===== LAYOUT SIDEBAR (espace banque) ===== */
.dash-layout {
  display: grid;
  grid-template-columns: 260px 1fr;
  min-height: 100vh;
  background: #f5f4f0;
}
.dash-sidebar {
  background: linear-gradient(180deg, #080e0a 0%, #0c1a10 100%);
  display: flex;
  flex-direction: column;
  padding: 0;
  position: sticky;
  top: 0;
  height: 100vh;
  overflow-y: auto;
}
.dash-sidebar-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 24px 20px 20px;
  cursor: pointer;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  margin-bottom: 8px;
}
.dash-sidebar-logo .logo-text { font-size: 13px; font-weight: 700; color: white; letter-spacing: 0.08em; }
.dash-nav {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: 0 12px;
  flex: 1;
}
.dash-nav-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  width: 100%;
  padding: 12px 14px;
  background: transparent;
  border: none;
  border-radius: 10px;
  color: rgba(255,255,255,0.55);
  font-family: 'Jost', sans-serif;
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  text-align: left;
  transition: background 0.18s, color 0.18s;
}
.dash-nav-btn:hover { background: rgba(255,255,255,0.07); color: rgba(255,255,255,0.85); }
.dash-nav-btn.active { background: rgba(184,152,90,0.14); color: var(--or-clair); font-weight: 600; }
.dash-sidebar-footer {
  padding: 16px 12px 24px;
  border-top: 1px solid rgba(255,255,255,0.06);
  margin-top: auto;
}
.dash-logout-btn {
  width: 100%;
  padding: 10px 14px;
  background: transparent;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  color: rgba(255,255,255,0.4);
  font-family: 'Jost', sans-serif;
  font-size: 12px;
  cursor: pointer;
  transition: var(--transition);
}
.dash-logout-btn:hover { background: rgba(255,255,255,0.07); color: rgba(255,255,255,0.7); }
.dash-main {
  padding: 40px 48px;
  overflow-y: auto;
  min-height: 100vh;
}
.dash-panel { display: none; }
.dash-panel.active { display: block; }
.dash-panel-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 28px;
  padding-bottom: 20px;
  border-bottom: 1px solid #ece9e2;
}
.dash-panel-header h2 {
  font-family: 'Playfair Display', serif;
  font-size: 26px;
  font-weight: 400;
  color: var(--texte);
  margin-bottom: 4px;
}
.dash-panel-sub { font-size: 13px; color: var(--gris); }

/* Mobile sidebar banque — hamburger top bar */
@media (max-width: 860px) {
  .dash-layout { grid-template-columns: 1fr; grid-template-rows: auto 1fr; }
  .dash-sidebar {
    position: static;
    height: auto;
    flex-direction: row;
    align-items: center;
    flex-wrap: wrap;
    padding: 12px 16px;
    gap: 8px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }
  .dash-sidebar-logo { border-bottom: none; padding: 0; margin-bottom: 0; }
  .dash-nav { flex-direction: row; flex-wrap: wrap; gap: 4px; padding: 0; flex: unset; }
  .dash-nav-btn { padding: 8px 12px; font-size: 12px; }
  .dash-sidebar-user { display: none; }
  .dash-sidebar-footer { padding: 0; border-top: none; margin-left: auto; }
  .dash-logout-btn { padding: 8px 14px; font-size: 12px; white-space: nowrap; }
  .dash-main { padding: 24px 20px; }
  .dash-panel-header { flex-direction: column; align-items: stretch; }
}
@media (max-width: 480px) {
  .dash-nav { display: none; }
  .dash-sidebar { justify-content: space-between; }
}

/* ===== ESPACE BANQUE ===== */
.eb-filters { display: flex; gap: 10px; flex-wrap: wrap; }
.eb-filters select { padding: 8px 14px; border: 1px solid #e8e4dd; border-radius: 8px; font-size: 13px; font-family: inherit; background: white; color: var(--texte); cursor: pointer; }
.eb-kpis { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin: 24px 0; }
.eb-kpi { background: white; border: 1px solid #e8e4dd; border-radius: 12px; padding: 20px; text-align: center; }
.eb-kpi-val { display: block; font-size: 28px; font-weight: 800; color: var(--vert-clair); }
.eb-kpi-label { font-size: 12px; color: var(--gris); margin-top: 4px; }
.eb-leads-list { display: flex; flex-direction: column; gap: 12px; }
.eb-empty-state { text-align: center; padding: 60px 20px; }
.eb-empty-icon { font-size: 48px; margin-bottom: 16px; }
.eb-empty-state p { color: var(--gris); }
.eb-empty-sub { font-size: 13px; margin-top: 8px; }

/* Lead row dynamique espace banque */
.bk-eb-lead-row { background: white; border: 1px solid #e8e4dd; border-radius: 14px; padding: 20px 24px; transition: var(--transition); }
.bk-eb-lead-row:hover { box-shadow: var(--shadow); border-color: var(--or); }
.bk-eb-lead-new { border-left: 3px solid #b8985a; }
.bk-eb-lead-header { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; font-size: 12px; color: var(--gris); }
.bk-eb-lead-label { font-weight: 600; color: var(--texte); }

/* Sidebar user banque */
.dash-sidebar-user { display: flex; align-items: center; gap: 12px; padding: 16px; margin: 8px 0; border-radius: 10px; background: rgba(184,152,90,0.06); }

/* Lead card espace banque (ancien) */
.eb-lead-item { background: white; border: 1px solid #e8e4dd; border-radius: 14px; padding: 20px 24px; display: flex; align-items: center; gap: 20px; transition: var(--transition); }
.eb-lead-item:hover { box-shadow: var(--shadow); border-color: var(--or); }
.eb-lead-score { width: 52px; height: 52px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 15px; flex-shrink: 0; }
.eb-lead-score-a { background: rgba(45,92,66,0.1); color: var(--vert-clair); }
.eb-lead-score-b { background: rgba(184,152,90,0.12); color: #8a6830; }
.eb-lead-info { flex: 1; }
.eb-lead-name { font-weight: 700; font-size: 15px; }
.eb-lead-meta { font-size: 13px; color: var(--gris); margin-top: 4px; }
.eb-lead-kpis { display: flex; gap: 20px; }
.eb-lead-kpi { text-align: right; }
.eb-lead-kpi span { display: block; font-size: 11px; color: var(--gris); }
.eb-lead-kpi strong { font-size: 14px; font-weight: 700; }
.eb-lead-actions { display: flex; gap: 8px; }
.eb-btn-activer { background: linear-gradient(135deg, var(--vert-clair), var(--vert)); color: white; font-size: 13px; font-weight: 600; padding: 8px 18px; border: none; border-radius: 8px; cursor: pointer; transition: var(--transition); }
.eb-btn-activer:hover { transform: translateY(-1px); box-shadow: 0 4px 12px rgba(45,92,66,0.3); }
.eb-btn-retention { background: rgba(184,152,90,0.1); color: #8a6830; font-size: 11px; font-weight: 700; padding: 4px 10px; border-radius: 20px; border: 1px solid rgba(184,152,90,0.3); margin-bottom: 6px; display: inline-block; }

/* Paramètres */
.eb-param-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.eb-param-card { background: white; border: 1px solid #e8e4dd; border-radius: 16px; padding: 28px; }
.eb-param-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.eb-param-desc { font-size: 13px; color: var(--gris); margin-bottom: 16px; line-height: 1.6; }
.eb-zones-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.eb-zone-chk { display: flex; align-items: center; gap: 8px; font-size: 13px; cursor: pointer; }
.eb-zone-chk input { accent-color: var(--vert-clair); }
.eb-notif-options { display: flex; flex-direction: column; gap: 8px; margin-top: 8px; }

/* Statistiques */
.eb-stats-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.eb-stat-card { background: white; border: 1px solid #e8e4dd; border-radius: 14px; padding: 28px; text-align: center; }
.eb-stat-val { font-size: 36px; font-weight: 800; color: var(--vert-clair); display: block; margin-bottom: 6px; }
.eb-stat-lbl { font-size: 13px; color: var(--gris); }
.eb-stats-note { margin-top: 24px; background: var(--gris-clair); border-radius: 12px; padding: 16px 20px; font-size: 13px; color: var(--gris); }

@media (max-width: 900px) {
  .bk-hero { flex-direction: column; padding: 100px 24px 60px; }
  .bk-hero-visual { display: none; }
  .bk-section { padding: 56px 24px; }
  .bk-value-grid, .bk-cout-grid, .bk-nolist-grid { grid-template-columns: 1fr; }
  .bk-steps { flex-direction: column; }
  .bk-step-arrow { display: none; }
  .bk-form-row { grid-template-columns: 1fr; }
  .eb-kpis { grid-template-columns: 1fr 1fr; }
  .eb-param-grid { grid-template-columns: 1fr; }
  .eb-stats-grid { grid-template-columns: 1fr 1fr; }
}

/* ===== PAGE COURTIERS — VITRINE ===== */
.ct-vit-hero {
  min-height: 100vh;
  background: linear-gradient(135deg, #0d1a0d 0%, #152310 55%, #1a2e14 100%);
  display: flex;
  align-items: center;
  padding: 120px 48px 80px;
  position: relative;
  overflow: hidden;
  gap: 60px;
}
.ct-vit-hero-noise {
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.04'/%3E%3C/svg%3E");
  pointer-events: none;
}
.ct-vit-hero-inner { flex: 1; max-width: 560px; position: relative; z-index: 1; }
.ct-vit-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(45,92,66,0.2); border: 1px solid rgba(45,92,66,0.4);
  border-radius: 50px; padding: 6px 16px;
  font-size: 13px; color: #7ecfa0; margin-bottom: 28px; letter-spacing: 0.03em;
}
.ct-vit-dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: #4ade80; animation: pulse 2s ease-in-out infinite;
}
.ct-vit-title {
  font-size: clamp(32px, 4vw, 52px); font-weight: 700; color: white;
  line-height: 1.15; margin-bottom: 20px; letter-spacing: -0.02em;
}
.ct-vit-title em { color: var(--or); font-style: italic; }
.ct-vit-sub { font-size: 17px; color: rgba(255,255,255,0.6); line-height: 1.7; margin-bottom: 36px; }
.ct-vit-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.ct-vit-btn-primary {
  background: linear-gradient(135deg, #2d5c42, #1a3a2a);
  color: white; font-weight: 700; font-size: 15px;
  padding: 14px 28px; border: none; border-radius: 10px; cursor: pointer;
  transition: var(--transition); box-shadow: 0 4px 20px rgba(45,92,66,0.35);
}
.ct-vit-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(45,92,66,0.5); }
.ct-vit-btn-ghost {
  background: transparent; color: rgba(255,255,255,0.7); font-size: 15px;
  font-weight: 500; padding: 14px 24px;
  border: 1px solid rgba(255,255,255,0.2); border-radius: 10px; cursor: pointer;
  transition: var(--transition);
}
.ct-vit-btn-ghost:hover { border-color: rgba(255,255,255,0.5); color: white; }
.ct-vit-proof { display: flex; align-items: center; gap: 24px; }
.ct-vit-stat strong { display: block; font-size: 22px; font-weight: 700; color: white; }
.ct-vit-stat span { font-size: 12px; color: rgba(255,255,255,0.45); letter-spacing: 0.04em; }
.ct-vit-sep { width: 1px; height: 36px; background: rgba(255,255,255,0.12); }

/* Visual hero cards */
.ct-vit-visual { flex: 1; position: relative; z-index: 1; display: flex; flex-direction: column; gap: 16px; max-width: 380px; }
.ct-vit-card {
  background: rgba(255,255,255,0.05); backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.08); border-radius: 16px; padding: 20px;
}
.ct-vit-card-2 { margin-left: 40px; opacity: 0.78; }
.ct-vit-card-top { display: flex; align-items: center; gap: 8px; font-size: 12px; color: rgba(255,255,255,0.55); margin-bottom: 12px; }
.ct-vit-card-dot { width: 8px; height: 8px; border-radius: 50%; }
.ct-vit-dot-green { background: #4ade80; box-shadow: 0 0 8px rgba(74,222,128,0.6); }
.ct-vit-dot-or { background: var(--or); box-shadow: 0 0 8px rgba(184,152,90,0.6); }
.ct-vit-card-time { margin-left: auto; font-size: 11px; color: rgba(255,255,255,0.3); }
.ct-vit-card-name { font-size: 14px; font-weight: 600; color: white; margin-bottom: 12px; }
.ct-vit-card-kpis { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 12px; }
.ct-vit-card-kpis span { display: block; font-size: 10px; color: rgba(255,255,255,0.4); }
.ct-vit-card-kpis strong { font-size: 14px; color: white; }
.ct-vit-card-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 14px; }
.ct-vit-tag { font-size: 11px; padding: 3px 10px; border-radius: 20px; background: rgba(255,255,255,0.07); color: rgba(255,255,255,0.6); border: 1px solid rgba(255,255,255,0.1); }
.ct-vit-tag-green { background: rgba(74,222,128,0.12); color: #4ade80; border-color: rgba(74,222,128,0.25); }
.ct-vit-tag-or { background: rgba(184,152,90,0.15); color: var(--or-clair); border-color: rgba(184,152,90,0.3); }
.ct-vit-card-gain { font-size: 12px; color: rgba(255,255,255,0.45); padding-top: 12px; border-top: 1px solid rgba(255,255,255,0.08); }
.ct-vit-card-gain strong { color: #4ade80; }

/* Sections */
.ct-vit-section { padding: 80px 48px; }
.ct-vit-section-light { background: var(--blanc); }
.ct-vit-section-dark { background: linear-gradient(135deg, #0d1a0d, #152310); }
.ct-vit-inner { max-width: 1100px; margin: 0 auto; }
.ct-vit-inner-narrow { max-width: 780px; margin: 0 auto; }
.ct-vit-label {
  display: flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--vert-clair); margin-bottom: 12px;
}
.ct-vit-section-title { font-size: clamp(26px, 3vw, 40px); font-weight: 700; line-height: 1.2; margin-bottom: 16px; letter-spacing: -0.02em; }
.ct-vit-section-sub { font-size: 16px; color: var(--gris); max-width: 600px; margin-bottom: 48px; line-height: 1.7; }

/* Valeur */
.ct-vit-valeur-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.ct-vit-val-card { background: white; border: 1px solid #e8e4dd; border-radius: 18px; padding: 28px; }
.ct-vit-val-icon { font-size: 28px; margin-bottom: 14px; }
.ct-vit-val-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 10px; }
.ct-vit-val-card p { font-size: 14px; color: var(--gris); line-height: 1.65; }

/* Dossier */
.ct-vit-dossier-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 48px; }
.ct-vit-dossier-card { background: white; border: 1px solid #e8e4dd; border-radius: 16px; padding: 28px; }
.ct-vit-dossier-section { font-size: 13px; font-weight: 700; color: var(--vert-clair); margin-bottom: 16px; letter-spacing: 0.02em; }
.ct-vit-dossier-card ul { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.ct-vit-dossier-card li { font-size: 14px; color: var(--texte); padding-left: 16px; position: relative; }
.ct-vit-dossier-card li::before { content: '·'; position: absolute; left: 0; color: var(--or); font-weight: 700; }

/* Steps */
.ct-vit-steps { display: flex; align-items: flex-start; gap: 16px; margin-top: 48px; }
.ct-vit-step { flex: 1; }
.ct-vit-step-num {
  width: 38px; height: 38px; border-radius: 50%;
  background: linear-gradient(135deg, #2d5c42, #1a3a2a);
  color: white; font-weight: 800; font-size: 15px;
  display: flex; align-items: center; justify-content: center; margin-bottom: 14px;
}
.ct-vit-step h4 { font-size: 15px; font-weight: 700; color: white; margin-bottom: 8px; }
.ct-vit-step p { font-size: 13px; color: rgba(255,255,255,0.55); line-height: 1.6; }
.ct-vit-step-arr { font-size: 22px; color: var(--or); margin-top: 9px; flex-shrink: 0; opacity: 0.6; }

/* Tarifs */
.ct-vit-tarif-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; margin-top: 48px; }
.ct-vit-tarif-card { background: white; border: 1px solid #e8e4dd; border-radius: 20px; padding: 32px; position: relative; }
.ct-vit-tarif-featured { background: linear-gradient(135deg, #0d1a0d, #1a3a2a); border-color: rgba(45,92,66,0.5); }
.ct-vit-tarif-badge {
  position: absolute; top: -13px; left: 50%; transform: translateX(-50%);
  background: var(--vert-clair); color: white;
  font-size: 11px; font-weight: 700; padding: 4px 14px; border-radius: 20px;
  letter-spacing: 0.06em; white-space: nowrap;
}
.ct-vit-tarif-label { font-size: 13px; font-weight: 600; color: var(--gris); margin-bottom: 10px; letter-spacing: 0.04em; }
.ct-vit-tarif-price { font-size: 24px; font-weight: 800; color: var(--texte); line-height: 1; margin-bottom: 4px; }
.ct-vit-tarif-sub { font-size: 13px; color: var(--gris); margin-bottom: 24px; padding-bottom: 20px; border-bottom: 1px solid #e8e4dd; }
.ct-vit-tarif-list { list-style: none; display: flex; flex-direction: column; gap: 9px; margin-bottom: 28px; }
.ct-vit-tarif-list li { font-size: 14px; color: var(--texte); }
.ct-vit-tarif-list-white li { color: rgba(255,255,255,0.8); }
.ct-vit-tarif-btn {
  width: 100%; padding: 13px; border-radius: 10px;
  background: var(--gris-clair); color: var(--vert-clair);
  font-weight: 700; font-size: 14px; border: none; cursor: pointer; transition: var(--transition);
}
.ct-vit-tarif-btn:hover { background: var(--vert-clair); color: white; }
.ct-vit-tarif-btn-or {
  background: linear-gradient(135deg, var(--or), #c9a96e);
  color: #0d1a0d;
}
.ct-vit-tarif-btn-or:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(184,152,90,0.4); }
.ct-vit-tarif-note { text-align: center; font-size: 13px; color: var(--gris); margin-top: 24px; }

/* Prérequis */
.ct-vit-prereq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 40px; }
.ct-vit-prereq { display: flex; gap: 16px; align-items: flex-start; background: white; border-radius: 14px; padding: 24px; border: 1px solid #e8e4dd; }
.ct-vit-prereq-icon { font-size: 18px; color: var(--vert-clair); font-weight: 800; flex-shrink: 0; line-height: 1.5; }
.ct-vit-prereq strong { display: block; font-size: 15px; margin-bottom: 6px; }
.ct-vit-prereq p { font-size: 14px; color: var(--gris); line-height: 1.6; }

@media (max-width: 1000px) {
  .ct-vit-valeur-grid { grid-template-columns: 1fr 1fr; }
  .ct-vit-tarif-grid { grid-template-columns: 1fr; }
}
@media (max-width: 900px) {
  .ct-vit-hero { flex-direction: column; padding: 100px 24px 60px; }
  .ct-vit-visual { display: none; }
  .ct-vit-section { padding: 56px 24px; }
  .ct-vit-valeur-grid, .ct-vit-dossier-grid, .ct-vit-prereq-grid { grid-template-columns: 1fr; }
  .ct-vit-steps { flex-direction: column; }
  .ct-vit-step-arr { display: none; }
}
.ct-vit-tarif-freq { font-size: 16px; font-weight: 400; color: var(--gris); margin-left: 2px; }
.ct-vit-tarif-sub-note { font-size: 11px; color: var(--gris); text-align: center; margin-top: 10px; }
.ct-vit-diffusion-legend { display: flex; gap: 24px; flex-wrap: wrap; margin-bottom: 36px; }
.ct-vit-diff-item { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--gris); }
.ct-vit-diff-dot { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }
.ct-vit-diff-badge { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; padding: 4px 12px; border-radius: 20px; margin-bottom: 12px; }
.ct-vit-diff-badge-grey { background: #f0eeea; color: #6b7280; border: 1px solid #e0ddd6; }
.ct-vit-diff-badge-vert { background: rgba(45,92,66,0.08); color: var(--vert-clair); border: 1px solid rgba(45,92,66,0.2); }
.ct-vit-diff-badge-or { background: rgba(184,152,90,0.15); color: #8a6830; border: 1px solid rgba(184,152,90,0.3); }
.ct-vit-tarif-neutral { color: var(--gris) !important; font-style: italic; }
.ct-vit-tarif-plus { color: var(--vert-clair) !important; font-weight: 600; }
.ct-vit-tarif-gold { color: var(--or) !important; font-weight: 600; }

/* ===== PAGE ACCUEIL V2 ===== */

/* Hero */
.acc2-hero {
  min-height: 100vh;
  background: linear-gradient(140deg, #050d1a 0%, #071428 40%, #0a1f14 75%, #040d0a 100%);
  display: flex; align-items: center;
  padding: 120px 64px 80px;
  position: relative; overflow: hidden;
}
.acc2-hero-bg {
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.65' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.035'/%3E%3C/svg%3E");
  pointer-events: none;
}
.acc2-hero-grid {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(45,92,66,0.05) 1px, transparent 1px), linear-gradient(90deg, rgba(45,92,66,0.05) 1px, transparent 1px);
  background-size: 60px 60px; pointer-events: none;
}
.acc2-hero-glow {
  position: absolute; top: 20%; right: 10%;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(45,92,66,0.12) 0%, transparent 70%);
  pointer-events: none;
}
.acc2-hero-inner { max-width: 1200px; margin: 0 auto; display: flex; gap: 80px; align-items: center; width: 100%; position: relative; z-index: 1; }
.acc2-hero-left { flex: 1; max-width: 560px; }
.acc2-hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(45,92,66,0.18); border: 1px solid rgba(45,92,66,0.35);
  border-radius: 50px; padding: 7px 18px;
  font-size: 12px; font-weight: 600; color: #7ecfa0; letter-spacing: 0.04em;
  margin-bottom: 32px;
}
.acc2-hero-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--or); animation: pulse 2s infinite; }
.acc2-hero-title {
  font-size: clamp(36px, 4.5vw, 60px); font-weight: 800;
  color: white; line-height: 1.12; margin-bottom: 24px; letter-spacing: -0.03em;
}
.acc2-hero-title em { color: var(--or); font-style: italic; font-weight: 700; }
.acc2-hero-sub { font-size: 17px; color: rgba(255,255,255,0.58); line-height: 1.75; margin-bottom: 40px; }
.acc2-hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.acc2-btn-primary {
  background: linear-gradient(135deg, #2d5c42, #1a3a2a);
  color: white; font-weight: 700; font-size: 15px; font-family: 'Jost', sans-serif;
  padding: 14px 28px; border: none; border-radius: 12px; cursor: pointer;
  transition: var(--transition); box-shadow: 0 4px 20px rgba(45,92,66,0.4);
}
.acc2-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 32px rgba(45,92,66,0.55); }
.acc2-btn-ghost {
  background: transparent; color: rgba(255,255,255,0.72); font-size: 15px;
  font-weight: 500; font-family: 'Jost', sans-serif;
  padding: 14px 24px; border: 1px solid rgba(255,255,255,0.18); border-radius: 12px;
  cursor: pointer; transition: var(--transition);
}
.acc2-btn-ghost:hover { border-color: rgba(255,255,255,0.45); color: white; }
.acc2-hero-trust { display: flex; align-items: center; gap: 12px; flex-wrap: nowrap; }
.acc2-trust-avatars { display: flex; flex-direction: row; align-items: center; }
.acc2-ta {
  width: 32px; height: 32px; border-radius: 50%; border: 2px solid #0c1a14;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 700; color: white; margin-left: -8px; flex-shrink: 0;
}
.acc2-ta:first-child { margin-left: 0; }
.acc2-ta:first-child { margin-left: 0; }
.acc2-hero-trust span { font-size: 13px; color: rgba(255,255,255,0.45); margin-left: 4px; }

/* Hero right — floating ecosystem */
.acc2-hero-right { flex: 1; position: relative; height: 480px; max-width: 480px; }
.acc2-card {
  background: rgba(255,255,255,0.06); backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.1); border-radius: 18px; padding: 20px;
  position: absolute;
}
.acc2-card-main { width: 300px; top: 30px; left: 0; }
.acc2-card-header { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.acc2-card-avatar { width: 36px; height: 36px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 700; color: white; flex-shrink: 0; }
.acc2-card-name { font-size: 13px; font-weight: 600; color: white; }
.acc2-card-role { font-size: 11px; color: rgba(255,255,255,0.45); }
.acc2-card-check { margin-left: auto; font-size: 11px; font-weight: 700; color: #4ade80; background: rgba(74,222,128,0.12); padding: 3px 10px; border-radius: 20px; white-space: nowrap; }
.acc2-card-kpis { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 8px; }
.acc2-card-kpis span { display: block; font-size: 10px; color: rgba(255,255,255,0.38); }
.acc2-card-kpis strong { font-size: 13px; color: white; }
.acc2-node {
  position: absolute; display: flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.07); backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.08); border-radius: 12px; padding: 10px 14px;
}
.acc2-node-icon { font-size: 18px; }
.acc2-node-label { font-size: 10px; color: rgba(255,255,255,0.45); }
.acc2-node-val { font-size: 12px; font-weight: 700; color: white; }
.acc2-node-ag { top: 160px; left: 20px; }
.acc2-node-ct { top: 200px; right: 20px; border-color: rgba(184,152,90,0.25); }
.acc2-node-bk { top: 290px; left: 40px; border-color: rgba(100,160,220,0.2); }
.acc2-card-result { width: 240px; bottom: 20px; right: 0; border-color: rgba(45,92,66,0.3); }
.acc2-result-dot-row { display: flex; align-items: center; gap: 6px; font-size: 11px; color: rgba(255,255,255,0.5); margin-bottom: 8px; }
.acc2-res-dot { width: 7px; height: 7px; border-radius: 50%; background: #4ade80; box-shadow: 0 0 8px rgba(74,222,128,0.7); }
.acc2-result-montant { font-size: 26px; font-weight: 800; color: white; line-height: 1; margin-bottom: 8px; }
.acc2-result-montant span { font-size: 13px; font-weight: 400; color: rgba(255,255,255,0.45); }
.acc2-result-meta { display: flex; gap: 6px; font-size: 11px; color: rgba(255,255,255,0.4); flex-wrap: wrap; }

/* Stats band */
.acc2-stats-band {
  background: white; border-top: 1px solid #e8e4dd; border-bottom: 1px solid #e8e4dd;
  display: flex; align-items: center; justify-content: center;
  gap: 0; padding: 28px 48px; flex-wrap: wrap;
}
.acc2-stat { text-align: center; padding: 0 36px; }
.acc2-stat strong { display: block; font-size: 28px; font-weight: 800; color: var(--texte); line-height: 1; }
.acc2-stat span { font-size: 12px; color: var(--gris); margin-top: 4px; display: block; letter-spacing: 0.03em; }
.acc2-stat-sep { width: 1px; height: 40px; background: #e8e4dd; flex-shrink: 0; }

/* Sections */
.acc2-section { padding: 96px 64px; }
.acc2-section-light { background: var(--blanc); }
.acc2-section-dark { background: linear-gradient(135deg, var(--noir), #0c1a14); }
.acc2-inner { max-width: 1200px; margin: 0 auto; }
.acc2-section-label { font-size: 11px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--vert-clair); margin-bottom: 12px; }
.acc2-section-title { font-size: clamp(28px, 3.2vw, 46px); font-weight: 800; line-height: 1.15; margin-bottom: 16px; letter-spacing: -0.025em; color: var(--texte); }
.acc2-section-sub { font-size: 16px; color: var(--gris); max-width: 580px; margin-bottom: 56px; line-height: 1.75; }

/* 4 Acteurs */
.acc2-acteurs-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.acc2-acteur-card {
  border-radius: 24px; padding: 36px; cursor: pointer;
  position: relative; overflow: hidden;
  transition: var(--transition); border: 1px solid transparent;
}
.acc2-acteur-card:hover { transform: translateY(-4px); box-shadow: 0 20px 60px rgba(0,0,0,0.1); }
.acc2-acteur-bg-shape {
  position: absolute; top: -40px; right: -40px;
  width: 180px; height: 180px; border-radius: 50%; opacity: 0.12;
  pointer-events: none;
}
.acc2-acteur-client  { background: linear-gradient(145deg, #071a0f 0%, #0d2415 100%); border-color: rgba(184,152,90,0.2); }
.acc2-acteur-agence  { background: linear-gradient(145deg, #071a0f 0%, #0d2415 100%); border-color: rgba(184,152,90,0.2); }
.acc2-acteur-banque  { background: linear-gradient(145deg, #071a0f 0%, #0d2415 100%); border-color: rgba(184,152,90,0.2); }
.acc2-acteur-courtier{ background: linear-gradient(145deg, #071a0f 0%, #0d2415 100%); border-color: rgba(184,152,90,0.2); }
.acc2-acteur-client  .acc2-acteur-bg-shape,
.acc2-acteur-agence  .acc2-acteur-bg-shape,
.acc2-acteur-banque  .acc2-acteur-bg-shape,
.acc2-acteur-courtier.acc2-acteur-bg-shape { background: #b8985a; }
.acc2-acteur-top { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.acc2-acteur-picto { font-size: 28px; }
.acc2-acteur-tag { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gris); }
.acc2-acteur-client .acc2-acteur-tag { color: rgba(255,255,255,0.45); }
.acc2-acteur-agence .acc2-acteur-tag { color: rgba(255,255,255,0.45); }
.acc2-acteur-banque .acc2-acteur-tag { color: rgba(255,255,255,0.45); }
.acc2-acteur-courtier .acc2-acteur-tag { color: rgba(255,255,255,0.45); }
.acc2-acteur-title { font-size: 20px; font-weight: 800; line-height: 1.25; margin-bottom: 12px; letter-spacing: -0.01em; color: var(--texte); }
.acc2-acteur-client .acc2-acteur-title,
.acc2-acteur-agence .acc2-acteur-title,
.acc2-acteur-banque .acc2-acteur-title,
.acc2-acteur-courtier .acc2-acteur-title { color: white; }
.acc2-acteur-desc { font-size: 14px; color: var(--gris); line-height: 1.7; margin-bottom: 20px; }
.acc2-acteur-client .acc2-acteur-desc,
.acc2-acteur-agence .acc2-acteur-desc,
.acc2-acteur-banque .acc2-acteur-desc,
.acc2-acteur-courtier .acc2-acteur-desc { color: rgba(255,255,255,0.58); }
.acc2-acteur-pills { list-style: none; display: flex; flex-wrap: wrap; gap: 7px; margin-bottom: 24px; }
.acc2-acteur-pills li { font-size: 12px; font-weight: 600; padding: 4px 12px; border-radius: 20px; background: rgba(45,92,66,0.08); color: var(--vert-clair); }
.acc2-acteur-client .acc2-acteur-pills li,
.acc2-acteur-agence .acc2-acteur-pills li,
.acc2-acteur-banque .acc2-acteur-pills li,
.acc2-acteur-courtier .acc2-acteur-pills li { background: rgba(184,152,90,0.12); color: var(--or-clair); border: 1px solid rgba(184,152,90,0.2); }
.acc2-acteur-cta { font-size: 14px; font-weight: 700; color: var(--or-clair); display: flex; align-items: center; gap: 6px; }
.acc2-acteur-client .acc2-acteur-cta,
.acc2-acteur-agence .acc2-acteur-cta,
.acc2-acteur-banque .acc2-acteur-cta,
.acc2-acteur-courtier .acc2-acteur-cta { color: var(--or-clair); }
.acc2-acteur-cta span { transition: transform 0.2s; }
.acc2-acteur-card:hover .acc2-acteur-cta span { transform: translateX(4px); }

/* Fonctionnement */
.acc2-steps { display: flex; align-items: flex-start; gap: 0; margin-top: 56px; }
.acc2-step { flex: 1; }
.acc2-step-connector { display: flex; flex-direction: column; align-items: center; padding-top: 36px; flex-shrink: 0; width: 60px; }
.acc2-step-line { width: 1px; height: 40px; background: rgba(255,255,255,0.1); }
.acc2-step-arrow-icon { font-size: 20px; color: var(--or); opacity: 0.6; margin-top: 4px; }
.acc2-step-num { font-size: 11px; font-weight: 800; letter-spacing: 0.1em; color: rgba(255,255,255,0.2); margin-bottom: 16px; }
.acc2-step-icon { font-size: 32px; margin-bottom: 14px; }
.acc2-step-body h4 { font-size: 17px; font-weight: 700; color: white; margin-bottom: 10px; line-height: 1.3; }
.acc2-step-body p { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.7; margin-bottom: 16px; }
.acc2-step-pill { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: 0.06em; padding: 5px 14px; border-radius: 20px; background: rgba(45,92,66,0.2); color: #7ecfa0; border: 1px solid rgba(45,92,66,0.35); }
.acc2-step-pill-or { background: rgba(184,152,90,0.15); color: var(--or-clair); border-color: rgba(184,152,90,0.3); }

/* Simulateur */
.acc2-simu-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.acc2-simu-text .acc2-section-label { color: var(--vert-clair); }

/* Témoignages */
.acc2-temo-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 16px; }
.acc2-temo-card { background: white; border: 1px solid #e8e4dd; border-radius: 18px; padding: 24px; }
.acc2-temo-featured { background: linear-gradient(135deg, #1a3a2a, #0d2018); border-color: rgba(45,92,66,0.4); }
.acc2-temo-stars { font-size: 13px; color: var(--or); margin-bottom: 12px; letter-spacing: 2px; }
.acc2-temo-quote { font-size: 14px; line-height: 1.7; color: var(--texte); margin-bottom: 20px; font-style: italic; }
.acc2-temo-featured .acc2-temo-quote { color: rgba(255,255,255,0.8); }
.acc2-temo-author { display: flex; align-items: center; gap: 10px; }
.acc2-temo-av { width: 36px; height: 36px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 700; color: white; flex-shrink: 0; }
.acc2-temo-name { font-size: 13px; font-weight: 700; }
.acc2-temo-featured .acc2-temo-name { color: white; }
.acc2-temo-role { font-size: 11px; color: var(--gris); }
.acc2-temo-featured .acc2-temo-role { color: rgba(255,255,255,0.4); }

/* CTA finale */
.acc2-cta-finale { background: linear-gradient(135deg, var(--noir) 0%, #0c1a14 50%, #080b12 100%); padding: 120px 64px; text-align: center; position: relative; overflow: hidden; }
.acc2-cta-glow { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 800px; height: 800px; background: radial-gradient(circle, rgba(184,152,90,0.06) 0%, transparent 65%); pointer-events: none; }
.acc2-cta-grid-bg { position: absolute; inset: 0; background-image: linear-gradient(rgba(45,92,66,0.04) 1px, transparent 1px), linear-gradient(90deg, rgba(45,92,66,0.04) 1px, transparent 1px); background-size: 60px 60px; pointer-events: none; }
.acc2-cta-inner { position: relative; max-width: 680px; margin: 0 auto; }
.acc2-cta-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(45,92,66,0.15); border: 1px solid rgba(45,92,66,0.3); border-radius: 50px; padding: 6px 18px; font-size: 11px; font-weight: 600; color: #a8d4b8; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 28px; }
.acc2-cta-dot { width: 6px; height: 6px; background: var(--or); border-radius: 50%; animation: pulse 2s infinite; }
.acc2-cta-title { font-family: 'Playfair Display', serif; font-size: clamp(36px, 5vw, 60px); font-weight: 300; color: var(--blanc); line-height: 1.15; margin-bottom: 20px; }
.acc2-cta-title em { font-style: normal; color: var(--or); }
.acc2-cta-sub { font-size: 16px; color: rgba(255,255,255,0.48); line-height: 1.8; margin-bottom: 44px; max-width: 520px; margin-left: auto; margin-right: auto; }
.acc2-cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; margin-bottom: 20px; }
.acc2-cta-reassure { font-size: 12px; color: rgba(255,255,255,0.22); }

@media (max-width: 1100px) {
  .acc2-temo-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .acc2-hero { padding: 100px 24px 60px; }
  .acc2-hero-inner { flex-direction: column; gap: 40px; }
  .acc2-hero-right { display: none; }
  .acc2-section { padding: 64px 24px; }
  .acc2-acteurs-grid { grid-template-columns: 1fr; }
  .acc2-steps { flex-direction: column; gap: 32px; }
  .acc2-step-connector { display: none; }
  .acc2-simu-grid { grid-template-columns: 1fr; gap: 40px; }
  .acc2-temo-grid { grid-template-columns: 1fr; }
  .acc2-cta-finale { padding: 80px 24px; }
  .acc2-stats-band { gap: 16px; padding: 24px; }
  .acc2-stat-sep { display: none; }
}

/* ===== PANEL ADMIN ===== */
.adm-kpi {
  background: white;
  border: 1.5px solid #e8e4dd;
  border-radius: var(--radius);
  padding: 24px 20px;
  text-align: center;
}
.adm-kpi-val {
  font-family: 'Playfair Display', serif;
  font-size: 36px;
  font-weight: 400;
  color: var(--texte);
  line-height: 1;
  margin-bottom: 6px;
}
.adm-kpi-label {
  font-size: 12px;
  color: var(--gris);
  text-transform: uppercase;
  letter-spacing: .06em;
}
.adm-section {
  background: white;
  border: 1.5px solid #e8e4dd;
  border-radius: var(--radius);
  padding: 28px 24px;
  margin-bottom: 28px;
}
.adm-section-title {
  font-family: 'Jost', sans-serif;
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--texte);
  margin: 0 0 20px;
  padding-bottom: 12px;
  border-bottom: 1.5px solid #e8e4dd;
}
.adm-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.adm-table th {
  text-align: left;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--gris);
  padding: 0 12px 10px;
  border-bottom: 1px solid #e8e4dd;
}
.adm-table td {
  padding: 12px;
  border-bottom: 1px solid #f0ede8;
  vertical-align: middle;
}
.adm-table tr:last-child td { border-bottom: none; }
.adm-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 20px;
}
.adm-badge-green  { background: #edfaf1; color: #2d5c42; }
.adm-badge-or     { background: rgba(184,152,90,0.12); color: #b8985a; }
.adm-badge-grey   { background: #f0ede8; color: var(--gris); }
.adm-btn-sm {
  font-size: 12px;
  padding: 5px 14px;
  border-radius: 50px;
  border: 1.5px solid var(--vert);
  background: transparent;
  color: var(--vert);
  cursor: pointer;
  font-family: 'Jost', sans-serif;
  transition: var(--transition);
}
.adm-btn-sm:hover { background: var(--vert); color: white; }
.adm-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.adm-field { display: flex; flex-direction: column; gap: 6px; }
.adm-label {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--gris);
}
.adm-input {
  padding: 10px 14px;
  border: 1.5px solid #e0ddd6;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-family: 'Jost', sans-serif;
  color: var(--texte);
  background: #fafaf8;
  transition: var(--transition);
  width: 100%;
  box-sizing: border-box;
}
.adm-input:focus { outline: none; border-color: var(--or); }

/* ===== PAGES LÉGALES ===== */
.legal-page-wrap {
  max-width: 760px;
  margin: 0 auto;
  padding: 80px 40px 120px;
}
.legal-back-btn {
  background: none;
  border: 1.5px solid #e8e4dd;
  border-radius: 50px;
  padding: 8px 20px;
  font-size: 13px;
  font-family: 'Jost', sans-serif;
  color: var(--gris);
  cursor: pointer;
  margin-bottom: 48px;
  transition: var(--transition);
}
.legal-back-btn:hover { background: var(--gris-clair); color: var(--texte); }
.legal-h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 5vw, 42px);
  font-weight: 400;
  color: var(--texte);
  margin-bottom: 8px;
  line-height: 1.2;
}
.legal-updated {
  font-size: 13px;
  color: var(--gris);
  margin-bottom: 48px;
}
.legal-h2 {
  font-family: 'Jost', sans-serif;
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--texte);
  margin: 40px 0 12px;
  padding-bottom: 8px;
  border-bottom: 1.5px solid #e8e4dd;
}
.legal-page-wrap p {
  font-size: 15px;
  line-height: 1.75;
  color: #3a3a3a;
  margin-bottom: 12px;
}
.legal-list {
  margin: 0 0 12px 20px;
  padding: 0;
}
.legal-list li {
  font-size: 15px;
  line-height: 1.75;
  color: #3a3a3a;
  margin-bottom: 6px;
}
.legal-link {
  color: var(--vert);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color .2s;
}
.legal-link:hover { border-color: var(--vert); }

@media (max-width: 600px) {
  .legal-page-wrap { padding: 48px 20px 80px; }
}

/* ===== MOBILE ESPACE PRO — TABS SCROLLABLES ===== */
@media (max-width: 700px) {
  .espace-pro-header { flex-wrap: wrap; gap: 12px; padding: 16px 20px; }
  .eph-inner { flex: 1; min-width: 0; }
  .eph-nom { white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .section .tabs {
    width: 100%;
    overflow-x: auto;
    overflow-y: hidden;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    border-radius: 12px;
    justify-content: flex-start;
    padding: 4px;
  }
  .section .tabs::-webkit-scrollbar { display: none; }
  .section .tabs .tab-btn {
    flex-shrink: 0;
    padding: 9px 16px;
    font-size: 12px;
    white-space: nowrap;
  }
}
@media (max-width: 480px) {
  .ct-card-kpis { grid-template-columns: 1fr 1fr; }
  .ct-form-grid { grid-template-columns: 1fr !important; }
  .ct-form-grid .ct-form-field[style*="span 2"] { grid-column: span 1 !important; }
}
